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Re-app with Amex? What do y'all suggest...I keep going back and forth

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myjourney
Super Contributor

Re: Update: Suspense got to me - Re: Re-app with Amex? What do y'all suggest...

wow Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 13
ForumPheen
Regular Contributor

Re: Update: Suspense got to me - Re: Re-app with Amex? What do y'all suggest...

Congrats!  But I gotta say...perusing these forums helps, and doesn't help Smiley Wink.  Hard to not go for it when you keep reading the success stories and you yearn for something!


Starting Score: EX 651/EQ 654/TU 668
Current Score: 735/721/732
Goal Score: 751 as lowest score by 8MAY15


Take the myFICO Fitness Challenge

Message 12 of 13
jlfce1
Regular Contributor

Re: Update: Suspense got to me - Re: Re-app with Amex? What do y'all suggest...

Thanks all!

@forumpheen -you're spot on; however, if I had been flat out denied I would have accepted that. But finding that I was denied initially because of something on my report in error, I really had to find out!! I wouldn't be anywhere near where I am today without these forums. All the information on here is super valuable. I love reading everyone's success stories as well as knowing that I'm not the only person who's come from a past of poor credit choices. It's great support!! But I can say that I'm officially done applying!

**couldn't quote-on an Ipad**
Amex BCE 24.5K | BofA Cash Rewards 15K | CSP MC 13.5K| Chase Freedom 7.5K | Discover IT 3K
Message 13 of 13
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