I had a VISA card with Wells Fargo bank opened in 2000. I had some late payments and went over my minimum once. Fearing that I would never get it under control on a regular basis, I paid off the balance and closed the account in 2006. Dumb, dumb, dumb. It was my first credit card and I was stupid. Lost all that history (even if some was bad, it was still my longest running account)
Heard a rumor that maybe, just maybe, I could open a new credit account with Wells and ask to have the original card opening date reinstated. Does that make sense? Has anyone ever heard of this happening? If so, how?
Guess I just need to give it a try - the worst they can say is no right? If anyone has had any luck with this sort of thing, with any bank, I would love to hear your story.