Reply
Established Member
Posts: 48
Registered: ‎10-19-2012
0

Re: Reaching minimum spend on Citi Ty Preferred

that nov 28th apple thing, is it for csp only? and does it apply to the new ipad/ipad minis?

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Reaching minimum spend on Citi Ty Preferred


distantarray wrote:

Dustink wrote:

dialect wrote:

is it 20k total points for the $4000 spent? or 20k per $2000 spent in a half year?


20k total points...not that great, I know

 


that is a pretty sad bonus, but i think you misread what I posted earlier. If I have to meet a quota I rather fill it early than later, for my Sapphire my friends were in the market for a Macbook, so I put it on my card they handed me the cash, so it's nothing out of my pocket really. I convert my discount on products for friends Cash.  Chase has 10% cash back at Apple on Nov 28th. Just gotta help a poor friend who's been saving up for a macbook pro some help and it's fine. No having to worry about if I hit my figures or not for bonuses.

 

If I wanted to I could get her to give me the cash at the apple store just for the free 1year extended warrenty protection alone. But I don't mind paying out of pocket and reimbursing her for 10% cause she's a good friend strapped for cash, since I'm getting the same value added to my travel piggy bank :smileyhappy:    also don't forget the 7% annual bonus :smileywink:


I understood your post, I just couldn't bring myself to using the TY card for that even. I mean, I would still want to use my Freedom card or another card that offers a best buy bonus.

 

What I am looking for is info on the TY card particularity. Is there any spending that will net me over the less than 1% this card generally offers. I just got this card to get my foot in the door with citi.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Reaching minimum spend on Citi Ty Preferred


distantarray wrote:

Dustink wrote:

dialect wrote:

is it 20k total points for the $4000 spent? or 20k per $2000 spent in a half year?


20k total points...not that great, I know

 


that is a pretty sad bonus, but i think you misread what I posted earlier. If I have to meet a quota I rather fill it early than later, for my Sapphire my friends were in the market for a Macbook, so I put it on my card they handed me the cash, so it's nothing out of my pocket really. I convert my discount on products for friends Cash.  Chase has 10% cash back at Apple on Nov 28th. Just gotta help a poor friend who's been saving up for a macbook pro some help and it's fine. No having to worry about if I hit my figures or not for bonuses.

 

If I wanted to I could get her to give me the cash at the apple store just for the free 1year extended warrenty protection alone. But I don't mind paying out of pocket and reimbursing her for 10% cause she's a good friend strapped for cash, since I'm getting the same value added to my travel piggy bank :smileyhappy:    also don't forget the 7% annual bonus :smileywink:


By the way, much of my spending is already reimbursed.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.