Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 06:40 AM

I dont need a PC...I have BC...I just want to transfer my CL from delta to BCP...Im done apping for 2 years at least
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 11 of 18 (275 Views)
 
Reply
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 06:44 AM

 
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 12 of 18 (274 Views)
 
Reply
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 06:45 AM

Sorry...I have BCP already
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 13 of 18 (270 Views)
 
Reply
Established Contributor
improvingmycredit
Posts: 985
Registered: ‎07-12-2011

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 07:05 AM

Sorry- it's difficult reading these threads some time with an iPhone.  :smileyhappy:. You shouldn't have any issues transferring CLs to  BCP from the Delta.  

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Message 14 of 18 (255 Views)
 
Reply
Established Contributor
SnackTrader
Posts: 965
Registered: ‎09-15-2012

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 09:52 AM

trumpet-205 wrote:

I'd say just keep your spending habit. You don't need to intentionally pushing money thorugh a card to ensure CLI.

 

You are PIF right? Asking for a $2,000 CLI shouldn't be a problem. AMEX loves to see PIF.

Agree with the bolded section above.  Do not put more money through than typical.  If you think about it, if you have to spend MORE money than normal in order to convince a creditor to raise your limit, than you probably don't NEED a higher limit on that card.  If a time comes where your income increases, or spending increases or whatnot, I'm sure a positive relationship and responsible card usage will go a long way in convincing the creditor that you deserve an increase.  

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: May 21, 2013
Message 15 of 18 (228 Views)
 
Reply
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Realistic cli request at 61 days for amex delta?????

[ Edited ]
Options

‎11-10-2012 11:31 AM - edited ‎11-10-2012 11:32 AM

Well just got off the phone with the rep from the back of my gold delta card.........nice guy here in the states .....he said that I can transfer limit from Gold to BCP  at the 61 day mark....so I will wait till im about 3 month out (for score recovery from app spree) then ask for CLI on Delta Gold ...

 

If approved ...then I will wait a month and ask  to transfer my CL from Delta to BCP.......if not approved ...will move the cl over anyways and make the BCP my primary card

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 16 of 18 (207 Views)
 
Reply
Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 11:36 AM

I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 17 of 18 (202 Views)
 
Reply
Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Realistic cli request at 61 days for amex delta?????

Options

‎11-10-2012 11:59 AM

Duncanrr wrote:
I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k

yeah Im not sure how realistic it is to ask for 3 x's my cl now ......15000cl probably not going to happen with my income.....but  I will take what ever they throw at me....

 

considering that 1 yr ago this time they would not touch me.....Bk on my record now for 7.4 yrs.......

 

just happy:smileyvery-happy: to have 3 cards with them now......

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 18 of 18 (178 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+