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Frequent Contributor
Posts: 272
Registered: ‎12-28-2011
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Reallocation of Chase CLs between cards - any cons?

Just wanted to aks a quick question - I know that it might be possible to reallocate credit lines between different Chase cards. I was planning to activate my new CSP today and was wondering if I can  reallocate CL from my Chase Amazon. 

I currently have: 3k on Amazon + 5k on CSP

I ideally want to have: 1.5k or 2k on Amazon + 6.5k or 6k respectively on CSP (so 50% or 33% CLD on Amazon)

 

I am mostly concerned about CLD on my Amazon - as soon as this card already has some history (~8 months), won't it raise the flag with other lenders (maybe there are some especially sensitive ones) if I actually CLD on one of my TLs - I just don't want to cause the chain of other AAs by other lenders basically by doing this reallocation?

 

Your feedback is greatly appreciated! Thanks!

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colon:smileywink: Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
Established Contributor
Posts: 631
Registered: ‎07-29-2010
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Re: Reallocation of Chase CLs between cards - any cons?

I wouldn't worry about it too much. I've reallocated CL's twice, once between 2 Citi cards and another time between two Chase cards. I've never had any issues.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Frequent Contributor
Posts: 272
Registered: ‎12-28-2011
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Re: Reallocation of Chase CLs between cards - any cons?


andre181 wrote:

I wouldn't worry about it too much. I've reallocated CL's twice, once between 2 Citi cards and another time between two Chase cards. I've never had any issues.


Great, thanks for you feedback. I just went ahead and reallocated it to 6k+2k while activating my card. It was done instantly. 

In my wallet now: Amex PRG NPSL, Amex BCE $15k $17k (thanks to recent CLI), Chase Freedom 11k, CSP $6k, Chase United ME $5k, Citi Dividend $5.6k, Discover It $4.5k and a handful of other cards...
TU Dec 2013 - 752Sep 2013 - 764 - new all time maximum

Obsolete data &colon:smileywink: Current TU - probably around ~750. I am now applying only for cards I can have fat sign-up bonuses on, repay them right away and close before next year. That's why BKLSBNKDELAWARE probably blacklisted me long ago, LOL...
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