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Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

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Anonymous
Not applicable

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

$200 sounds way too low for an Amex, it's very possible that's the cash advance line or it's missing a zero.

Message 11 of 21
jsickz32
Valued Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

Yeah no way amex gave you 200!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 12 of 21
gettnthere
Established Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)


@jsickz32 wrote:
Yeah no way amex gave you 200!

+100, theres no way AMEX gave you that low of a limit on that card. it has to be an error, espicially given your other CL"s and your scores. when you get ahold of them today im SURE they will tell you your real CL and it will NOT be $200


 



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 13 of 21
jsickz32
Valued Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

I have a bce with a limit of 2500 and my cash advance limit is 600. So who knows why they told you 200 it cant be cash advances either
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 14 of 21
trumpet-205
Valued Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)


@jsickz32 wrote:
I have a bce with a limit of 2500 and my cash advance limit is 600. So who knows why they told you 200 it cant be cash advances either

My BofA card has a CL of $1K and cash advance limit of $330, so my thinking is $200 cash advance limit implies a very low limit.

Message 15 of 21
jsickz32
Valued Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

Yes but we talkin amex here. My bofa student plat plus has 600 cash advance with a 1k cl.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 16 of 21
gettnthere
Established Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

I wonder if maybe it could have been a sign up bonus or somethin similar? I just honestly don't believe that the 200 has anything to do with your credit limit on this card


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 17 of 21
Mrvlhro
Member

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

Maybe it's a $200 temporaty limit for online spending?

Message 18 of 21
webhopper
Moderator Emeritus

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

Really bizarre credit line..

 

I think they may be missing a zero!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 19 of 21
Iincognito
Regular Contributor

Re: Really?! Amex Blue Cash Approved; Very Low Credit Line (CL)

Well, good news, it is not a $200.00 credit limit. The system automatically approved me for an initial $2,500.00 credit line. Neither the rep, nor the credit analyst I spoke with could tell me why I was told that my initial credit line was $200.00.

 

I will call back in 61 days after activation for a CLI. Amex started my Clear card at $2,500.00 before approving me for $7,500.00 2-months later.

 

Thanks for all the support.

 

 

Message 20 of 21
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