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Really Macy's? What should I do?

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icyhot
Valued Contributor

Really Macy's? What should I do?

image.jpegI had a $78.04 balance on my Macy's account. I made a return and paid off the rest on the 18th. Well that's the day the statement closes, so instead of showing a zero balance it charged me interest 🙄 can I get this waived? This happened before not to long after I opened it.

 

 

Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
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Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 1 of 4
3 REPLIES 3
SunriseEarth
Moderator Emeritus

Re: Really Macy's? What should I do?

Of course, it can be waived.   Just call CS or chat and ask if the fee can be waived as a courtesy.

 

Something similar happened to me with Macy's.   When they still had a separate line for "Special Events," I had paid the full amount of my regular revolving line.  However, since I was near the end of the promo period for the Special Events line, they applied everything to that and then assessed interest on the remaining Revolving balance.   I called, explained, and asked if the fee could be waived.  It was resolved without issue.



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Message 2 of 4
14Fiesta
Established Contributor

Re: Really Macy's? What should I do?


@icyhot wrote:

image.jpegI had a $78.04 balance on my Macy's account. I made a return and paid off the rest on the 18th. Well that's the day the statement closes, so instead of showing a zero balance it charged me interest 🙄 can I get this waived? This happened before not to long after I opened it.

 

 


Did you pay it after the previous due date? If so that's most likely the reason you are being charged interest. 






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 3 of 4
Anonymous
Not applicable

Re: Really Macy's? What should I do?

Good luck...I was in the same boat and it took two phone calls and a couple emails to get it right. If it were me, I wouldn't both for $2. I did for mine because it was like $27.

They contacted me after I did a bad survey about my prior call. Goes to show that someone does read those.

Message 4 of 4
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