Really Want A Barclays Apple Card ?

[AllPro]

Ok, I called and they said not at this time. The Reason they said was that i have low credit lines and my apple card is my highest limit right now, Call Back in 6 months .. Oh well , I can get a Ipad and some things for my Mac i already have , then hope for a auto CLI in the upcoming months.. Thanks again for your help !

[CS800]

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@pizzadude wrote:

IMO if that is your FICO TU score then you could probably get approved, even with 39% util.   And even if you are denied, they are fairly good about approving via a recon.

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I got approved with a 45% util at that time

[CS800]

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@AllPro wrote:

So i just put my app in, I had to call and was aproved !! They gave me a 1300 limit . They asked if i needed more and i said no..LoL Now that i think of it, when the card comes in im going to call back and ask for a bit more.. Thanks for your imput guys

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Nice good starter CL too

[AllPro]

Will barclays give you any issues after the 6month mark, if  i ask for a CLI in , say 7months and they give it to me will they be ok with me seeking new credit elswhere after the cli or are they going to stalk me for another 6 months?

[Anonymous]

New to this forum and had a question...

I'm seriously considering applying for the Barclay Apple card, but just want an opinion on wether or not i'd be approved. Equifax score of 681, and Trans at 717. Advice?

[LS2982]

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@AllPro wrote:

My Trans score jumped from low 600s to 727 This month But my util is at 39%, with only 1600 total available credit . Should i wait until i pay off the 600 dollar balance before i app + wait for the new scores to come out next month . I dont really need the card, But would love to buy a new mac. i only have one inq from may of 2011, no baddies or lates.

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I would get your util. down to around 8%.

Edit: Congrats on your approval!!!!

[john398]

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@LS2982 wrote:

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@AllPro wrote:

My Trans score jumped from low 600s to 727 This month But my util is at 39%, with only 1600 total available credit . Should i wait until i pay off the 600 dollar balance before i app + wait for the new scores to come out next month . I dont really need the card, But would love to buy a new mac. i only have one inq from may of 2011, no baddies or lates.

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I would get your util. down to around 8%.

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But I think he could get a 2k barclays apple card at 39% espcially on recon

[Jimmy9224]

Congrats AllPro!!! 

[boomhower]

Congrats!  Enjoy the new mac.

[FrugalRican]

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@AllPro wrote:

They gave me a 1300 limit . They asked if i needed more and i said no..

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Whenever someone asks you if you are a God, you say "YES".