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Really Wellsfargo???

Established Member

Really Wellsfargo???

I have been with Wellsfargo bank for over 17 years and have 4 different accounts with them so after being solicited for years by them to apply for their credit card I finally did and was declined for an inability to verify my ID? Really? 

 

 

 

 

Message 1 of 25
24 REPLIES
Valued Contributor

Re: Really Wellsfargo???

Probably an autogenerated denial.  Did you talk to someone live?  Maybe recon?  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 25
Established Member

Re: Really Wellsfargo???

The credit office is closedSmiley Sad

Ill try to talk with someone on Monday. Is there a good backdoor number to Wellsfargo? Maybe to the underwriter?

Message 3 of 25
New Contributor

Re: Really Wellsfargo???

This is the one listed in the 'backDoor Number thread .... Wells Fargo:  866 677 1128 (credit analyst)

 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Message 4 of 25
Established Contributor

Re: Really Wellsfargo???

There's an entire sticky full of back door numbers at the top of the forum.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066

 

Wells Fargo:  866 677 1128 (credit analyst)

Message 5 of 25
Established Member

Re: Really Wellsfargo???

Thanks I called and they're closed. I'm pretty confident thanks to you guys that I will probably be approved once we straighten out this whole identification problem. I will contact the credit department on Monday amd post the results. Kinda funny that the only reason for denial is a problem with ID verification.LMAOSmiley Happy

 

 

Message 6 of 25
Regular Contributor

Re: Really Wellsfargo???

Here is a good number direct to the underwriter that I used and they are open on Saturdays. (800)967-9521. Good luck!!

Message 7 of 25
Valued Contributor

Re: Really Wellsfargo???

Keep us posted, hopefully it will be a quick id verify and approval! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 25
Established Contributor

Re: Really Wellsfargo???

They denied me for the dumbest reasons after having an account with them for years. I called and spoke with several extremely rude csr's with no luck. I cancelled and drained my checking and savings accounts the next day. I will never again give them a penny of my money.
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Message 9 of 25
Regular Contributor

Re: Really Wellsfargo???

I'm sorry to hear that, I have Wells Fargo and just got approved for their secured card. I would tryo to talk to a supervisor for a recon but you already closed out your account. I truely believe that every csr is different and they all give you different answers for the same questions. I've been reading alot of the stuff on here where people who shouldn't get approve gets approve and people who sgould gets approve don't. There's no consistancy when it comes to approval anymore.

Message 10 of 25