10-20-2013 07:51 AM
Ok so anyone that's read my posts knows I went from 790's many years ago to the low 600's and have finally been getting back in the credit game. Well yesterday, with 680 Fico's across the board, I applied for the Chase United Explorer Plus Visa and was approved!!! I am super siked right now. I've been using my current cards responsibly and never exceeding more than 20% usage on any card and it seems to have worked out. I can't be any more excited right now. Just posting to encourage anyone trying to climb back on the credit train. Now where's that garden again?
PS: This is also my first Visa Signature with a starting limit of 5,000.00. Not bad, not bad at all Chase..
PPS: I posted this exact thread on another website and I'm reposting here to share the news with MyFico forum members...
10-20-2013 08:02 AM
Congrats on your approval, welcome to Chase family!
10-20-2013 08:26 AM
Congrats. I was just recently approved for the Chase Slate card ($2,500). Not bad after including them in a 2003 BK which they didn't forget about I am actually going gardnening this morning literally (the fall leaves are falling in droves)
10-20-2013 08:28 AM
It does feel good to read "You're approved".
10-20-2013 08:29 AM
Good to see your success.
I'm trying to get back into 700's too...keep up the good work
10-20-2013 08:36 AM
You're well on your way. How I miss the CITI
10-20-2013 08:39 AM
Way to go! I just got my Explorer in the mail on Thursday, it was also my first Visa signature. I have been nothing but pleased with Chase so far. I've had to call them a few times for random stuff and give the CSRs I dealt with very high scores across the board. Their webiste is also top-notch.
10-20-2013 08:58 AM
Congratulations and keep climbing!
10-20-2013 10:18 AM
congrats!Chase is awesome! I applied for United and were approved instantly for 5500,even though at the time my only cc is WF secured for 300$. A week later i tried my luck again with Chase freedom,with 5 inquiries on my credit profile,yet chase approved me again for 3500$. Unlike stupid WF.