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New Contributor
iHackerSix
Posts: 63
Registered: ‎08-05-2013
0

Really loving Chase right now ...

Ok so anyone that's read my posts knows I went from 790's many years ago to the low 600's and have finally been getting back in the credit game. Well yesterday, with 680 Fico's across the board, I applied for the Chase United Explorer Plus Visa and was approved!!! I am super siked right now. I've been using my current cards responsibly and never exceeding more than 20% usage on any card and it seems to have worked out. I can't be any more excited right now. Just posting to encourage anyone trying to climb back on the credit train. Now where's that garden again?

PS: This is also my first Visa Signature with a starting limit of 5,000.00. Not bad, not bad at all Chase..

PPS: I posted this exact thread on another website and I'm reposting here to share the news with MyFico forum members...

Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
0

Re: Really loving Chase right now ...

Congrats on your approval, welcome to Chase family!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Valued Contributor
12njoy
Posts: 1,375
Registered: ‎09-11-2013
0

Re: Really loving Chase right now ...

iHackerSix,

 

Congrats.  I was just recently approved for the Chase Slate card ($2,500).  Not bad after including them in a 2003 BK which they didn't forget about :smileywink:  I am actually going gardnening this morning literally (the fall leaves are falling in droves)

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Valued Contributor
12njoy
Posts: 1,375
Registered: ‎09-11-2013
0

Re: Really loving Chase right now ...

It does feel good to read "You're approved".

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Regular Contributor
chris1960
Posts: 155
Registered: ‎08-19-2013
0

Re: Really loving Chase right now ...

Good to see your success.

 

I'm trying to get back into 700's too...keep up the good work

EQ 650 | TU 652 | EX 676 MyFICO SCORES 06/01/2014

Current Cards: NFCU nRewards Visa $25,000 | Citi AAdvantage Visa Sig $7000 | USAA VFW Amex $7,000 | Lowes $5,900 | Chase SWA RR Visa Sig: $5,000 | AMEX BCE $5000 | AMEX PRG NPSL
Valued Contributor
12njoy
Posts: 1,375
Registered: ‎09-11-2013
0

Re: Really loving Chase right now ...

@chris1960,

 

You're well on your way.  How I miss the CITI :smileysad:

EX FICO: 680 EQ FICO: 693 TU FICO: 705 (All lender pulls)
Total Credit Limits: $206,100 (July 2013 starting credit limits totaled $2,700) - Goal Met!!!
current utilization: 1% - current AAoA: 1.5-2.2 years
In my wallet: Amex, Barclays, BofA, Chase, Discover, 5/3, GECRB, NASA FCU, NFCU, State Farm, USAA, US Bank, Wells Fargo, etc... Missing from my wallet: CITI :smileysad:
Regular Contributor
navyox
Posts: 244
Registered: ‎09-04-2013
0

Re: Really loving Chase right now ...

Way to go!   I just got my Explorer in the mail on Thursday, it was also my first Visa signature.   I have been nothing but pleased with Chase so far.   I've had to call them a few times for random stuff and give the CSRs I dealt with very high scores across the board.   Their webiste is also top-notch.  



Starting Score: 676 CK 5/13. Current: 717 EX 6/15 -- Last App: 6/2014
Valued Contributor
DigitalArk
Posts: 1,084
Registered: ‎07-07-2013
0

Re: Really loving Chase right now ...

Congrats! Welcome to the Chase Fam!

Frequent Contributor
resilient
Posts: 344
Registered: ‎10-02-2012
0

Re: Really loving Chase right now ...

Congratulations and keep climbing!

Belk ($2.5k) Chase Freedom VS ($15k) CSP VS ($21.9k) Citi Platinum Select AAdvantage WEMC ($13k) Citi HHonors VS ($11k) Dillard's AmEx ($7.5k) Discover it ($3.5k) FNBO Chrysler MC ($16.2k) Gold Delta SkyMiles AmEx ($9.5k) Macy's AmEx ($5k) Macy's ($1k) Military Star Card ($4.8k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Starwood Preferred Guest AmEx ($2k) Susan G. Komen WMC ($30k) Kinetic CU Visa ($10k) US Bank Cash + VS ($14k) Walmart Discover ($7.5) Arrival + WMC ($12.5k)
Regular Contributor
bigbang91
Posts: 179
Registered: ‎09-16-2013
0

Re: Really loving Chase right now ...

congrats!Chase is awesome! I applied for United and were approved instantly for 5500,even though at the time my only cc is WF secured for 300$. A week later i tried my luck again with Chase freedom,with 5 inquiries on my credit profile,yet chase approved me again for 3500$. Unlike stupid WF.


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