Credit Card Center Advertiser Disclosure†
10-20-2013 07:51 AM
Ok so anyone that's read my posts knows I went from 790's many years ago to the low 600's and have finally been getting back in the credit game. Well yesterday, with 680 Fico's across the board, I applied for the Chase United Explorer Plus Visa and was approved!!! I am super siked right now. I've been using my current cards responsibly and never exceeding more than 20% usage on any card and it seems to have worked out. I can't be any more excited right now. Just posting to encourage anyone trying to climb back on the credit train. Now where's that garden again?
PS: This is also my first Visa Signature with a starting limit of 5,000.00. Not bad, not bad at all Chase..
PPS: I posted this exact thread on another website and I'm reposting here to share the news with MyFico forum members...
10-20-2013 08:02 AM
Congrats on your approval, welcome to Chase family!
10-20-2013 08:26 AM
Congrats. I was just recently approved for the Chase Slate card ($2,500). Not bad after including them in a 2003 BK which they didn't forget about I am actually going gardnening this morning literally (the fall leaves are falling in droves)
10-20-2013 08:29 AM
Good to see your success.
I'm trying to get back into 700's too...keep up the good work
10-20-2013 08:36 AM
You're well on your way. How I miss the CITI
10-20-2013 08:39 AM
Way to go! I just got my Explorer in the mail on Thursday, it was also my first Visa signature. I have been nothing but pleased with Chase so far. I've had to call them a few times for random stuff and give the CSRs I dealt with very high scores across the board. Their webiste is also top-notch.
10-20-2013 08:58 AM
Congratulations and keep climbing!
10-20-2013 10:18 AM
congrats!Chase is awesome! I applied for United and were approved instantly for 5500,even though at the time my only cc is WF secured for 300$. A week later i tried my luck again with Chase freedom,with 5 inquiries on my credit profile,yet chase approved me again for 3500$. Unlike stupid WF.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.