11-28-2013 10:38 AM
Id look at Capital One Secured Card, First National Bank Secured, Bank of America Secured #1!!!
The wells Fargo Secured is probably my least favorite!
11-28-2013 10:41 AM
Try calling or heading into the branch that you usually go to. The bankers might be able to help you get an answer right away.
You can also try calling the back door number, but Wells Fargo underwriters sometimes aren't really that willing to help or disclose anything over the phone.
It may just be an ID verification issue, or that they need to verify your deposit funds. Don't worry too much about it.
No secured cards are really instant approvals, and they virtually all give a waiting message. 7-10 days isn't too bad, every time I did a BOFA secured card think their messaging to me was closer to a month, though they did manage to complete it in two weeks generally and that was with a BOFA checking account they were pulling the money out of it.
Don't sweat it, this is completely normal process.
11-28-2013 03:14 PM
+1 to Revelate. Don't sweat it. You can call the backdoor number, or just wait for their response. Wishing you luck though!
11-28-2013 05:00 PM
Secured cards in most cases are in processing until the funds are secured from your bank
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