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@arizonahd wrote:Good idea, I might do that instead. I actually might benefit from it becuase it's over 50% capacity.
what does this mean? You mean you pay that off every month and you would benefit from the points?
Id say open a chase card that you would benefit from take the bonus, and move the CL from the slate and close it. AARP $200 free unltd 3% on gas/dining, plus 0% for 12 months on balance transfers....
but if you are paying interest and your card is always half full, pc'ing to the freedom or freedom unlimited is not really the wisest idea as paying interest negates rewards.
just make sure you havent opened 5 cards in the last 24 months, otherwise your only chance would be to go into a chase branch and see if you can get prequalified.
@arizonahd wrote:I have a chase slate that is doing nothing, I used it to BT some balances a few years ago and now it's useless. I am thinking about closing it, but only if I can reapply for it later. I want the 0% transfer fee BT option again, that was sweet and could come in handy as I have a promo balance expiring next year.
I appreciate if anyone has any experience with this, if it is even possible. I realize they could change terms anytime, but still worth the risk to me.
There are other CCs with offers on Balance Transfer. Chase hates people who churn them, even with BT.....
Come back in two years or longer.