I'd definitely give BofA a try. If you haven't opted out of credit card offers, try their pre-approval site. It's a soft inq on EQ, although when you app for real, the hard will probably be EX, and possibly TU in addition:
Are You Pre-Approved?Also, BTW, the "middle score" thing is only an issue with mortgage apps, where they pull all three scores and reports and go with the middle one. CCC's may pull more than one score, but they don't go with the middle one, etc. They're just looking to see if you have something awful on one report that doesn't appear on others. HTH
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007