Reply
Frequent Contributor
Posts: 401
Registered: ‎02-23-2009
0

Rebuild Credit with CREDITONE

Just to let those who are looking to rebuild credit. I'm highly recommend creditone bank card, this is the best card and they do delivery everything they promise. However they are many fees associated but its worth to rebuild credit with them. From my  past experience with them, I hated the fees though it's not that very high but very excellent to rebuild credit. You will satisfy with their service. CreditOneBank.com

 

GoodLuck

Epic Contributor
Posts: 23,287
Registered: ‎10-23-2007
0

Re: Rebuild Credit with CREDITONE

I just closed mine last month after over 2 years. CLI came every 6 months at my request and overall was a very good card for what I wanted it for. not nearly as bad of fees as first premier. I was happy. ending CL $650
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 401
Registered: ‎02-23-2009
0

Re: Rebuild Credit with CREDITONE

yeah i did the same, i was preapproved by mail back in 2003 and rebuild credit with them for 2 years and then i was tired of their fees so i closed the account. But it's worth it, it helps me rebuild credit and they do delivery what they promise. Just don't like their FEES ehhe
Contributor
Posts: 86
Registered: ‎07-08-2008
0

Re: Rebuild Credit with CREDITONE

I use to have this card too... But after about a year I decided to closed it out... And right after that I received a fico scorewatch alert inwhich my score had increased by 15pts due to the closing of my credit one card. I agree with the original poster... the card does improve your scores once you close it.
I've been where you are trying to go and I don't wanna go back.
Senior Contributor
Posts: 4,266
Registered: ‎05-01-2008
0

Re: Rebuild Credit with CREDITONE


settleordelete wrote:
I use to have this card too... But after about a year I decided to closed it out... And right after that I received a fico scorewatch alert inwhich my score had increased by 15pts due to the closing of my credit one card. I agree with the original poster... the card does improve your scores once you close it.

When did you close it?  I have one as well and totally agree...it's a great card for rebuilding!  Started with a cl of $350 & now it's at $750.  They have brought up the CLI issue a couple times as I'd called about something else.  Nice to know they increase often.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Epic Contributor
Posts: 23,287
Registered: ‎10-23-2007
0

Re: Rebuild Credit with CREDITONE

If those are your scores below mid to high 600's, it's time to close Credit One and move into something like Alliant Credit Union. congrats on the increase
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.