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Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009

Rebuild Credit with CREDITONE

Just to let those who are looking to rebuild credit. I'm highly recommend creditone bank card, this is the best card and they do delivery everything they promise. However they are many fees associated but its worth to rebuild credit with them. From my  past experience with them, I hated the fees though it's not that very high but very excellent to rebuild credit. You will satisfy with their service. CreditOneBank.com

 

GoodLuck

Mega Contributor
Creditaddict
Posts: 18,566
Registered: ‎10-23-2007

Re: Rebuild Credit with CREDITONE

I just closed mine last month after over 2 years. CLI came every 6 months at my request and overall was a very good card for what I wanted it for. not nearly as bad of fees as first premier. I was happy. ending CL $650
Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009

Re: Rebuild Credit with CREDITONE

yeah i did the same, i was preapproved by mail back in 2003 and rebuild credit with them for 2 years and then i was tired of their fees so i closed the account. But it's worth it, it helps me rebuild credit and they do delivery what they promise. Just don't like their FEES ehhe
Contributor
settleordelete
Posts: 82
Registered: ‎07-08-2008

Re: Rebuild Credit with CREDITONE

I use to have this card too... But after about a year I decided to closed it out... And right after that I received a fico scorewatch alert inwhich my score had increased by 15pts due to the closing of my credit one card. I agree with the original poster... the card does improve your scores once you close it.
Senior Contributor
BungalowMo
Posts: 4,229
Registered: ‎05-01-2008

Re: Rebuild Credit with CREDITONE


settleordelete wrote:
I use to have this card too... But after about a year I decided to closed it out... And right after that I received a fico scorewatch alert inwhich my score had increased by 15pts due to the closing of my credit one card. I agree with the original poster... the card does improve your scores once you close it.

When did you close it?  I have one as well and totally agree...it's a great card for rebuilding!  Started with a cl of $350 & now it's at $750.  They have brought up the CLI issue a couple times as I'd called about something else.  Nice to know they increase often.



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Mega Contributor
Creditaddict
Posts: 18,566
Registered: ‎10-23-2007

Re: Rebuild Credit with CREDITONE

If those are your scores below mid to high 600's, it's time to close Credit One and move into something like Alliant Credit Union. congrats on the increase
Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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