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Valued Member
Posts: 46
Registered: ‎01-05-2013
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Re: Rebuilding credit - Apply for Chase Freedom or AmEx Blue Cash?

The only other one I am considering right now is the Citi Platinum Select AAdvantage World MasterCard since I travel a fair amount for work, often on American. If I've been approved for Chase Freedom at $2K CL and AmEX BCE at $2.5K CL, should I apply and would I likely be approved for the Citi card? Don't want to waste an inquiry if it is unlikely, and I'm done for the year after this one.



Current Scores:EQ: 726 (07/13) | TU: 656 (03/13) | EX: 715 (07/13)
Goal Scores (2013): EQ: 750 | TU: 700 | EX: 730 - Last app: 11 May 2013 - Done apping for the foreseeable future
Regular Contributor
Posts: 114
Registered: ‎07-12-2011
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Re: Rebuilding credit - Apply for Chase Freedom or AmEx Blue Cash?

2 for 2 so far....
NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Frequent Contributor
Posts: 388
Registered: ‎10-26-2009
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Re: Rebuilding credit - Apply for Chase Freedom or AmEx Blue Cash?

Congrats on the cards - AMEX will really grow with you as you have probably read.  I got AMEX with a $2K CL.  61 days later I called the automated line and was increaed to $6K.  Six months later it was $18K and six months later $25K (the highest the automated line will allow you to request).  Hoping some of my other cards will match that soon. . .



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
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Valued Member
Posts: 46
Registered: ‎01-05-2013
0

Re: Rebuilding credit - Apply for Chase Freedom or AmEx Blue Cash?

Instant approval with initial CL of $5K! Woohoo! $10K in additional credit with prime cards. I can't wait to build up my history with these and get rid of my Cap1.

 

I know I'll take an initial hit with the new accounts and inquiries, but I'm hoping it will be well worth it in the longer run Smiley Happy



Current Scores:EQ: 726 (07/13) | TU: 656 (03/13) | EX: 715 (07/13)
Goal Scores (2013): EQ: 750 | TU: 700 | EX: 730 - Last app: 11 May 2013 - Done apping for the foreseeable future
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