Received APR reduction just for the asking

traveler2005 · ‎11-17-2015

Hi

Called Barclaycard US today and received an APR reduction today from 22.9 to 18.9 4% yeah!!!!!

Also called American Express awhile back and received an APR reduction from 19.2 to 16.2 3% yeah!!!

I do at times carry balances, so this does help, just thought I would share. Barclay did not offer APR reductions on accounts that are less than a year old to me, but YMMV!

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

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Last HP 6/10/2015

ddemari · ‎11-17-2015

awesome!!! it never hurts to ask! congrats on your sucess.

Anonymous · ‎11-17-2015

Congrats. I tried a couple times on my Barclay card. I will try at the 1 year mark.

Anonymous · ‎11-17-2015

Wow, that's awesome! ☺

Anonymous · ‎11-17-2015

Excellent!

eddie84 · ‎11-17-2015

@traveler2005 wrote:

Also called American Express awhile back and received an APR reduction from 19.2 to 16.2 3% yeah!!!

Congrats. I did the same with Amex and got them to lower the APR a little. I guess I'll ask them again in a little while.

Kidcat · ‎11-17-2015

That's great. Congratulations

Last app 09/21/2021. Gardening Goal Oct 2023