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Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Received Chase Sapphire in the mail today!

[ Edited ]

Just got my chase Sapphire activated and ready to go!

 

 

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Received Chase Sapphire in mail today!

Nice and congrats!  I want that card one day

 

I remember you having many favorable cards (to me).

 

Can you list them all?

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Valued Member
lokobo
Posts: 37
Registered: ‎09-26-2010
0

Re: Received Chase Sapphire in mail today!

Congrats!! I love how it's so shiny and has such a soft feeling finish!



Current Score: 757 TU, 748 EQ (12/2012), Goal Score: 800
Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: Received Chase Sapphire in mail today!

[ Edited ]

Thanks Everyone!

 

Haha, sure I'll share my cards with forum members. Despite having too many cards for my age (21), I have a purpose behind it. That is to one day purchase my dream home once I finish school :smileyhappy: .

 

AMEX Blue Cash Everyday- $2000

 

AMEX Zync- No Pre-Set

 

AMEX Accelerated Rewards BofA- $5000

 

BankAmericard Platinum Plus Visa BofA- $3000

 

Best Buy Store Card- $1700

 

Chase Sapphire Visa Signature- $5000

 

Citi Thank You Master Card- $3650

 

Discover More- $1000

 

 

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Contributor
Amnesia87
Posts: 128
Registered: ‎12-07-2010
0

Re: Received Chase Sapphire in mail today!

You have a similar set of cards as me (though you have BofA instead of USAA) and we are both fairly young (I'm 23)

 

My cards are now:

 

Amex Blue Cash Preferred - $2000

 

Amex Gold Preferred - No Pre-Set

 

Amex Rewards USAA - $7000 (just got this, suprised by the limit)

 

Citi Forward - $3300

 

Discover More - $1000

 

PSECU Visa/PSL Combo - $10000 (<3)

 

USAA Rewards Mastercard - $2000

 

 

I'm amused by how many people I see with $1000 Discover Cards...

 

I'd very much like to get a Chase Sapphire Preferred, but I need to do some serious gardening first. I opened both Amex cards, the PSECU Combo, and the USAA Amex in the last like 2 months. (because of the way PSECU reports it's going to show as 5 new accounts >_< BB AAoA. It was only 3y2m anyway, and it will stay over 2, so it's not the end of the world, at least now my AAoA will be more resilient to new cards. I gotta start working on backdating the Amex cards though.)

 

Looks like your next step needs to be looking into CUs to bump the limits into the 5-digit range. Other than the Sapphire, I think the only other card/CU I really want in with is NFCU, though I'm gonna have to think hard on how I'm gonna manage that one. May try PenFed or SDFCU in 6-12 months. Other than that the only other cards I can really see getting are other Amex variations.


Starting Score: EX FICO: Unknown EQ FICO: 717 TU (CreditKarma): 713
Current Score: EX FICO: 737 EQ FICO: 752 TU (CreditKarma): 717
Goal Score: EX FICO: 760 EQ FICO: 760 TU (CreditKarma): 760


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Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: Received Chase Sapphire in mail today!

[ Edited ]

Amnesia87 wrote:

You have a similar set of cards as me (though you have BofA instead of USAA) and we are both fairly young (I'm 23)

 

My cards are now:

 

Amex Blue Cash Preferred - $2000

 

Amex Gold Preferred - No Pre-Set

 

Amex Rewards USAA - $7000 (just got this, suprised by the limit)

 

Citi Forward - $3300

 

Discover More - $1000

 

PSECU Visa/PSL Combo - $10000 (<3)

 

USAA Rewards Mastercard - $2000

 

 

I'm amused by how many people I see with $1000 Discover Cards...

 

I'd very much like to get a Chase Sapphire Preferred, but I need to do some serious gardening first. I opened both Amex cards, the PSECU Combo, and the USAA Amex in the last like 2 months. (because of the way PSECU reports it's going to show as 5 new accounts >_< BB AAoA. It was only 3y2m anyway, and it will stay over 2, so it's not the end of the world, at least now my AAoA will be more resilient to new cards. I gotta start working on backdating the Amex cards though.)

 

Looks like your next step needs to be looking into CUs to bump the limits into the 5-digit range. Other than the Sapphire, I think the only other card/CU I really want in with is NFCU, though I'm gonna have to think hard on how I'm gonna manage that one. May try PenFed or SDFCU in 6-12 months. Other than that the only other cards I can really see getting are other Amex variations.


I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries :smileyhappy:.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Received Chase Sapphire in mail today!


TheCreditKid wrote:

I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries :smileyhappy:.


There are lots of good reasons to join a CU, but you don't need it just to get a CL of $10K or above.  You have plenty of credit and are still in school.  Your cards will grow with you.  I had a very similar credit profile when I was in college.  By the time I graduated, my $5K cards had become $10K cards.  And then I destroyed my credit, but that's another story.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: Received Chase Sapphire in mail today!

 


Walt_K wrote:

TheCreditKid wrote:

I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries :smileyhappy:.


There are lots of good reasons to join a CU, but you don't need it just to get a CL of $10K or above.  You have plenty of credit and are still in school.  Your cards will grow with you.  I had a very similar credit profile when I was in college.  By the time I graduated, my $5K cards had become $10K cards.  And then I destroyed my credit, but that's another story.


+1

 

 

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008
0

Re: Received Chase Sapphire in mail today!

Hurrah! Congrats to you. I know I would not have been able to handle all that credit worthiness while I was still at school. :smileyvery-happy:


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010
0

Re: Received Chase Sapphire in mail today!

[ Edited ]

simonlarano wrote:

Hurrah! Congrats to you. I know I would not have been able to handle all that credit worthiness while I was still at school. :smileyvery-happy:


Thanks,


It's a big responsibility, so far I'm handling it well.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas

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