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Received DiscoverIT solitication in the mail and thought I'd apply

New Contributor

Received DiscoverIT solitication in the mail and thought I'd apply

Went through everything, needed additional info, then got the dreaded 5-7 days HOWEVER, it said to expedite the application process to call in.  I called in, spoke to one of the nicest customer service reps ever and she asked me more questions and finally came back to say I was approved for a $1500.00 CL.  Ecstatic!

TU FICO 2/14: 701
Message 1 of 6
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Valued Contributor

Re: Received DiscoverIT solitication in the mail and thought I'd apply


Nocturnal wrote:

Went through everything, needed additional info, then got the dreaded 5-7 days HOWEVER, it said to expedite the application process to call in.  I called in, spoke to one of the nicest customer service reps ever and she asked me more questions and finally came back to say I was approved for a $1500.00 CL.  Ecstatic!


Congratulation . They can expedite your card if request.

Seem like you have some baddie on your report ????

How your credit file ??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 2 of 6
Moderator Emeritus

Re: Received DiscoverIT solitication in the mail and thought I'd apply

Congrats on the approval!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 3 of 6
Valued Contributor

Re: Received DiscoverIT solitication in the mail and thought I'd apply

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 6
New Contributor

Re: Received DiscoverIT solitication in the mail and thought I'd apply

I am getting expedited but no baddies, just several inqs from a new car purchased last month lol.  That and my util is a little high which I am working on getting down but I am happy nonetheless.  I am going to the garden for a while.  Also new accounts within the past 6 months I am sure didn't help with the c limit but absolutely no baddies on record.

TU FICO 2/14: 701
Message 5 of 6
Highlighted
Frequent Contributor

Re: Received DiscoverIT solitication in the mail and thought I'd apply

Awesome. I'm seeing a lot of apps for the Discover IT. I just got a CSP but maybe during the summer or early next year I will go for the It.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 6 of 6