Reply
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Received My Shell Gas Card Today

I got home from work today my my new shell gas card was waiting on me in the mailbox. $500 Credit limit $75 spending limit on cash advances. Does anyone have any experience on CLI with this card?

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Received My Shell Gas Card Today

Congrats! See my post to your other thread about getting increases. If you do it through the online account, it will result in a hard pull, so always call # on the back of your card and follow the prompts. It should all be automated and will be a soft.
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Received My Shell Gas Card Today

[ Edited ]


stef37 wrote:
Congrats! See my post to your other thread about getting increases. If you do it through the online account, it will result in a hard pull, so always call # on the back of your card and follow the prompts. It should all be automated and will be a soft.


So CLI over the phone will be a soft an over the Internet will be hard well that's kind of weired why is that.


Message Edited by mjbfan79 on 09-11-2008 08:10 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Received My Shell Gas Card Today

I'm not sure, but a have read a few posts about this a few months back and people were complaining they got hard pulls on EQ with using the online account request. I have tried a couple of times to get an increase with the automated number and it tried to send me to a CSR. If you have one available for a soft pull, it will tell you how much and to press 2 to accept it, or another number if you want the CSR to pull for a higher amount. Or 3 to decline, yeah right!  I pressed 2 Smiley Very Happy
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Received My Shell Gas Card Today



stef37 wrote:
right!  I pressed 2 Smiley Very Happy



lol

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Regular Contributor
Posts: 120
Registered: ‎11-16-2007
0

Re: Received My Shell Gas Card Today

Reading a little late just paid off tonight!!  I called the numbers for Shell and P66 and got $300 increase each!! Smiley Very Happy
 
Thanks for the info!
Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Received My Shell Gas Card Today



Logical wrote:
Reading a little late just paid off tonight!!  I called the numbers for Shell and P66 and got $300 increase each!! Smiley Very Happy
 
Thanks for the info!


Congrats!!
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Received My Shell Gas Card Today



Logical wrote:
Reading a little late just paid off tonight!!  I called the numbers for Shell and P66 and got $300 increase each!! Smiley Very Happy
 
Thanks for the info!


Congrats...

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,477
Registered: ‎11-30-2007
0

Re: Received My Shell Gas Card Today

[ Edited ]
Shell does a HARD INQUIRY for cli requests online!!!!  Lesson Learned!  Always come here for advice FIRST!!!!
 
Since you've got the Shell...go for the Sunoco.


Message Edited by fishbjc on 09-12-2008 07:38 AM
Frequent Contributor
Posts: 318
Registered: ‎06-27-2008
0

Re: Received My Shell Gas Card Today

what about Exxon Mobil Cards???? can u do CLI on phone without being a hard inquiry?
myFICO - EQ: 776 EX: 763 TU: 791
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.