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Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Received PreQualified HDepot offer

Bahhahahhaa!!!!
Crazy ole Citi!
Good offer.... "Pre qualified"
24 mos, 0%. Didn't see a min purchase amt. If I needed it, it'd be a good deal. Too bad Im in the garden. I've heard this card is hard to get though, so I feel lucky. I recently opted back in too for like the third time. Maybe I'll get some credit offers worth my time ;-)

I normally don't get many offers in the mail, that's why I shared :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
09Lexie
Posts: 24,647
Registered: ‎09-13-2012

Re: Received PreQualified HDepot offer

Frequent Contributor
shorrttyycm1
Posts: 392
Registered: ‎03-29-2011

Re: Received PreQualified HDepot offer

How long after u opted back in did it tk to start getting preapp again??? Just curious from the garden...as of this afternoon lol

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Received PreQualified HDepot offer

LOL...it's prob been a month... Not that I need to be on the radar, but when I see all of my neighbors getting crazy good CC offers, and I don't when I surely have better cred than they do...it's irritating! Lol 😒
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
gramps1968
Posts: 59
Registered: ‎06-08-2007

Re: Received PreQualified HDepot offer

I apologize if I'm thread jacking a little, but how do you "opt back in" and also, is there a way of telling if you are opted out? I don't remember opting out, but I know I haven't received any credit offers in the mail in ages. Thanks!

04/08/2013 TU 659 EQ 661

Goal score: 700
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: Received PreQualified HDepot offer


gramps1968 wrote:

I apologize if I'm thread jacking a little, but how do you "opt back in" and also, is there a way of telling if you are opted out? I don't remember opting out, but I know I haven't received any credit offers in the mail in ages. Thanks!


Well you could have opted out and don't remember....its happened to the best of us...LOL!

 

Anyway, here is where you can opt out or opt in.

 

www.optoutprescreen.com


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Member
gramps1968
Posts: 59
Registered: ‎06-08-2007

Re: Received PreQualified HDepot offer

Thanks for the info! I do vaguely remember opting out some time back I think.....The odd thing is that although I haven't been receiving credit offers, I still receive insurance junk mail constantly....

04/08/2013 TU 659 EQ 661

Goal score: 700
Valued Contributor
lg8302ch
Posts: 2,486
Registered: ‎11-13-2012

Re: Received PreQualified HDepot offer

got the exact same today. fully agree with Lexie, nice to be wanted - but it is just sooo nice in the garden :smileyhappy:
FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 799 (07/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,310
Registered: ‎10-02-2012

Re: Received PreQualified HDepot offer

Its a good offer my parents get it like crazy, but you have to apply in store to get application BLEH to far just for an app. (it really is just 8 miles away from my house hahha)

Closing all of these credit card accounts once paid off for a fresh start.
$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Received PreQualified HDepot offer

LOL...
It's cool.
Tbh, Lowe's is better...my $12k Lowe's from 09 is padding my credit util nicely!
I opted out in 2007.
I've opted in like...three times since, and I still rarely get offers. It's funny though...cause before I opted out in 07.... My mailbox at my parents was FLOODED with offers... And I was 18 with a FICO of like 620 haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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