Reply
Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Received a Speciaal Offer from Bank Of America

And was APPROVED!!  Smiley Happy  The credit Analyst put me through the ringer, but approved me.  I was ready to say WHATEVER cause he was interviewing me like I was applying to work for the C.I.A.  LMBO!!!!  Funny thing is they have turned me down atleast four times already!!  The latest denial was just about 3 months ago.  Not sure what finally go me in...especially right now when my UTL is pretty high, but maybe that's why I was approved for only $600.  Hey it's a start and it's not my lowest CL, that honor goes to Gap! LOL! Smiley Happy

 

 

Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Received a Speciaal Offer from Bank Of America

[ Edited ]

Congratulations!!! I'm curious about your speciaal offer. What card did you get? Smiley Happy

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Received a Speciaal Offer from Bank Of America


HiLine wrote:

Congratulations!!! I'm curious about your speciaal offer. What card did you get? Smiley Happy


Yes more info OP please!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Received a Speciaal Offer from Bank Of America

Congrats, that's great!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: Received a Speciaal Offer from Bank Of America

It came in the mail today.  It said on the evelope "You're Preselected" and then the letter said "A Special Credit Offer for you" for the BankAmericard Visa.  No Annual Fee, and APR is 22.99%,  and it says it's to strengthen/build credit. It says on the back that it is a "firm offer of credit a long as you continue to meet the criteria." and that the CL would be no less than $500.  So it seems like it something new.  Not sure this is some sort of "Progam" like Cap. One's Credit Steps, but it doesn't say anything like that. But I get the impression is some sort of Program.

Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: Received a Speciaal Offer from Bank Of America

Congrats u have to start somewhere!

Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: Received a Speciaal Offer from Bank Of America

The way he interviewed me you would have thought it was for the AMEX Black card! LOL!!!!  Sheesh!  Thanks for the Congrats everyone!!!

Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: Received a Speciaal Offer from Bank Of America


wallyworld123 wrote:

Congrats u have to start somewhere!


True! I'm glad to me in with Bank of America because I also bank with them for the past 3 years, which is why it was so annoying to keep getting denied before. I just couldn't figure out why they would not take a chance on me.  I have other "prime" cards all in good status.  But, glad they finally did.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Received a Speciaal Offer from Bank Of America

Congrats

Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: Received a Special Offer from Bank Of America

The new account showed up on my Online account this morning.  It's listed as a Bank Of America Platinum Plus Visa.  Has anyone heard of that?  Just curious because I haven't seen it listed on their list of credit cards.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.