Credit Card Center Advertiser Disclosure†
12-09-2012 06:25 PM
So about a month ago, I applied for the US Bank Cash+. I was told I was approved but only for the Cash Rewards with a $1500 limit. I got my card in the mail about a week later, called to activate it, and asked about PC'ing and they said wait about 6 months after steady use. But today I go out to get the mail, and to my complete surprise, opened up an envelope with a US Bank Cash+ in it! Immediately I called to activate, but as I was, I noticed that it had the exact same account number, and security code on the back as my Cash Rewards card. I called customer support and spoke to a CSR and told her the situation. She told me yes 2 cards were showing up as being sent out and double checked to see if I had a 2nd account floating out there. But she said I didn't, and the only card showing on my account was the US Bank Cash+, and told me to destroy my Cash Rewards card. After hearing that, I had to double check to make sure I could sign up for my 2% and 5% rewards and sure enough I was able to! I have no idea how this happened, but to all the people trying to get this card, apparently there's some flexibility...or room for mistakes.
12-09-2012 06:30 PM
what a great holiday-time surprise
12-09-2012 06:30 PM
Congratulations, that's an awesome X-mas gift from U.S. Bank to you, isn't it? And because they did it that way, you've avoided another hard pull. Hooray!!!!
12-09-2012 06:39 PM
congrats! i cant apply for that card online anymore...
12-09-2012 07:08 PM
Why can't I get mail like that...
12-09-2012 09:28 PM
Congrats on the upgrade.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.