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Received a US Bank Cash+ today?!

New Contributor

Received a US Bank Cash+ today?!

So about a month ago, I applied for the US Bank Cash+. I was told I was approved but only for the Cash Rewards with a $1500 limit. I got my card in the mail about a week later, called to activate it, and asked about PC'ing and they said wait about 6 months after steady use. But today I go out to get the mail, and to my complete surprise, opened up an envelope with a US Bank Cash+ in it! Immediately I called to activate, but as I was, I noticed that it had the exact same account number, and security code on the back as my Cash Rewards card. I called customer support and spoke to a CSR and told her the situation. She told me yes 2 cards were showing up as being sent out and double checked to see if I had a 2nd account floating out there. But she said I didn't, and the only card showing on my account was the US Bank Cash+, and told me to destroy my Cash Rewards card. After hearing that, I had to double check to make sure I could sign up for my 2% and 5% rewards and sure enough I was able to! I have no idea how this happened, but to all the people trying to get this card, apparently there's some flexibility...or room for mistakes. Smiley Tongue

Message 1 of 27
26 REPLIES
Valued Contributor

Re: Received a US Bank Cash+ today?!

That's good!   Is it a signature version?

Message 2 of 27
Frequent Contributor

Re: Received a US Bank Cash+ today?!

what a great holiday-time  surprise Smiley Happy


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Message 3 of 27
Regular Contributor

Re: Received a US Bank Cash+ today?!

Congratulations, that's an awesome X-mas gift from U.S. Bank to you, isn't it? And because they did it that way, you've avoided another hard pull. Hooray!!!!

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 4 of 27
New Contributor

Re: Received a US Bank Cash+ today?!


bs6054 wrote:

That's good!   Is it a signature version?


Yes it's a Visa Signature!

Message 5 of 27
Highlighted
Valued Contributor

Re: Received a US Bank Cash+ today?!

congrats! i cant apply for that card online anymore...

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 6 of 27
Regular Contributor

Re: Received a US Bank Cash+ today?!

Why can't I get mail like that...

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 7 of 27
Contributor

Re: Received a US Bank Cash+ today?!

Congrats on the upgrade.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 8 of 27
Valued Contributor

Re: Received a US Bank Cash+ today?!

Congrats! What's your credit limit now?

Message 9 of 27
New Contributor

Re: Received a US Bank Cash+ today?!

Still $1500! That's also why I'm so shocked!
Message 10 of 27