Re: Received a US Bank Cash+ today?!

bs6054 · ‎12-10-2012

@ssmith891 wrote:
I picked gas as my 2%, and department stores/electronic stores as my 5%, since I have cards that cover most of the other options. I don't intend on using it as often since I have the Chase Trifecta, unless anyone has any tips to maximize it!

Bill pay is a common choice because few cards cover that. Depending on your spend, remember that this doesn't have a cap on rewards, most of the rotating 5% do.

creditnocash · ‎12-10-2012

congrats on the card!

this card looks like a really good card to have.

sadly living in mass no way for me to apply.

says i have to go in branch and closest one is about 300 miles away. maybe when my freedom has 5% back on gas

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

charleeislegend · ‎12-10-2012

Wow that is so awesome! Bring some of that luck to me! Ill be applying for the cash+ next month. (dont really expect to get it, just want to get the cash rewards so I can PC to it in 6 months, seems like the easiest/fastest way to get the cash+)

Credit Karma (TU) : 810 Discover FICO (TU): 805 Credit Sesame (EX): 805 myFICO (EQ) - 791
Amex Simplycash Business - $15000 Citi Costco - $12000 Citi Double Cash - $10000 Discover IT - $12000 Chase Sapphire Reserve - $32000

jsickz32 · ‎12-10-2012

is it possible to pc a flexperks into a cash+?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

distantarray · ‎12-11-2012

@jsickz32 wrote:
is it possible to pc a flexperks into a cash+?

some csr's will say no, but it's been done quite a few times i've seen on the boards so I would say yes

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

tennisfan78 · ‎12-11-2012

Yes, it is. They did it for me after approving credit limit increase. Banking with them helps too.

@jsickz32 wrote:
is it possible to pc a flexperks into a cash+?

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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ssmith891 · ‎12-12-2012

@bs6054 wrote:
@ssmith891 wrote:
I picked gas as my 2%, and department stores/electronic stores as my 5%, since I have cards that cover most of the other options. I don't intend on using it as often since I have the Chase Trifecta, unless anyone has any tips to maximize it!
Bill pay is a common choice because few cards cover that. Depending on your spend, remember that this doesn't have a cap on rewards, most of the rotating 5% do.

The thing is, I'm not having to worry about bills yet because I'm still a full time student. I've got a Chase Freedom, CSP, Discover More, and BCE. So I think department stores and electronics stores make the most sense, since Discover and Freedom trade off of restaurants for 5% and CSP is 2x points for food as well. Do you guys have any better suggestions?

Received a US Bank Cash+ today?!

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