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@JoeLuvsHisCredit wrote:@Anonymous
lol You are wrong lol my prize is a walmart 23% lol
Oh, but there are prizes for everyone! Grab your prize from the bag... what's that? A new line of credit shrinking your AAoA? Wow! A sparkling HP? sweeeeet!
Ok, one too many wines, perhaps. LOL..
I also received a letter for an upgrade to the WM Mastercard. I've had the card about 1.4 years and started with a $150 limit. My current CL is $6k which I got around Oct-Nov of 2016. I have NEVER received an auto CLI. I called and used the chat for all of my CLi's. Maybe now that I've received this letter I'll try for another one as I've just paid my account off.
I think I'm going to dig the letter out of the mail pile and call to cancel mine. I wouldn't use it anywhere other than Walmart, so it doesn't make sense to take another AAoA hit for a card that doesn't offer me any benefit over the store card.
The letter i recieved said you have been upgraded and your new card will come in the mail soon, Is this normal ? Did you guys have an option to decline because i sure didn't. The card hasn't come yet though.
@MICHAELM30 wrote:The letter i recieved said you have been upgraded and your new card will come in the mail soon, Is this normal ? Did you guys have an option to decline because i sure didn't. The card hasn't come yet though.
In with the letter is a sheet that says "Important Changes To Your Account Terms." The phone number to call is on that sheet.
Thank you
I got my upgrade letter for my Wal-mart store card SL $800 2015 and now 3,000 CL. I wonder if i will get a credit increase on the upgraded Walmart mastercard? My Amex blue sky auto increased from $3,000 to $6,000. I'm fed up for trying to ask for credit limit increases because i'm always denied so i just let my credit cards auto increase. My income 78K gardening for only a few years until i decieded paying for everything in cash wasnt going to help me buy a home so i went to work hard core. lol
CU Visa $2,500
Walmart store card $3,000
American express blue sky $6,000
Home Depot $1,500
Chase freedom unlimited $4,500
**Gardening started in 2015**
Credit scores high 600's - low 700's
ok but what is high 90's?
The problem is with my TU credit report is high 600's because its not showing my mortgage acct i opened 5 months ago so its not giving me a good credit mix score and lots of inquiries when i opened up my auto in 2015 they hit lots of banks ith my app. luckly they will fall off in 24 months.
Thanks averagejoecredit i hope your right everytime Amex increases my limit wally follows so i'm hoping it happens when i get upgraded to the wally MC.
Have a great day everyone!