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Established Member
Posts: 40
Registered: ‎08-26-2012
0

Received a better offer from Discover than the one I signed up for.

So I just signed up for a Discover More card with a promotional APR of 0% on purchases and balance transfers for 18 months. All balance transfers have a 3% fee, and I transferred $3950 to the card.

 

I got the card on Thursday.

 

Yesterday, I opened my mail and I had a "pre-approved" offer from Discover with a promotional APR of 0% on purchases and balance transfers for 12 months, with no fee for balance transfers.

 

This offer is much better for me...

 

I only need about 6 months to pay off the balance i transferred to it, and I wouldn't have to pay the $120 fee.

 

I called customer service and they said they couldn't do anything about it... I can't apply for the new offer either, because I have 2 cards with Discover and that is their limit.

 

I know it's only $120, but hey, thats $120 I wouldn't have to spend if I had waited a week to sign up with Discover.

 

I don't want to give up just yet, so I was wondering if anyone had some advice for me? :smileyhappy:

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Received a better offer from Discover than the one I signed up for.

Not much you can do. Have you talked to a supervisor about it?



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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Member
Posts: 40
Registered: ‎08-26-2012
0

Re: Received a better offer from Discover than the one I signed up for.


LS2982 wrote:
Not much you can do. Have you talked to a supervisor about it?

Not personally, but the customer service rep I spoke with said she spoke with her supervisor.

 

I just feel a little disappointed lol... Oh well, not much I can do I guess.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

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