Reply
Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012

Received a better offer from Discover than the one I signed up for.

So I just signed up for a Discover More card with a promotional APR of 0% on purchases and balance transfers for 18 months. All balance transfers have a 3% fee, and I transferred $3950 to the card.

 

I got the card on Thursday.

 

Yesterday, I opened my mail and I had a "pre-approved" offer from Discover with a promotional APR of 0% on purchases and balance transfers for 12 months, with no fee for balance transfers.

 

This offer is much better for me...

 

I only need about 6 months to pay off the balance i transferred to it, and I wouldn't have to pay the $120 fee.

 

I called customer service and they said they couldn't do anything about it... I can't apply for the new offer either, because I have 2 cards with Discover and that is their limit.

 

I know it's only $120, but hey, thats $120 I wouldn't have to spend if I had waited a week to sign up with Discover.

 

I don't want to give up just yet, so I was wondering if anyone had some advice for me? :smileyhappy:

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Received a better offer from Discover than the one I signed up for.

Not much you can do. Have you talked to a supervisor about it?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
bobomb01
Posts: 40
Registered: ‎08-26-2012

Re: Received a better offer from Discover than the one I signed up for.


LS2982 wrote:
Not much you can do. Have you talked to a supervisor about it?

Not personally, but the customer service rep I spoke with said she spoke with her supervisor.

 

I just feel a little disappointed lol... Oh well, not much I can do I guess.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+