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Not that I'm planning to leave the garden any time soon, but when I do, my EQ report will be the cleanest. (It has 3 negs on it at the moment, 2 CO's and a collection)
When I do my apps at 6 months history with my current cards, I definitely want to app for something that pulls EQ. My other two reports are kind of works in progress.
I'm in Connecticut if that matters.
Would love any suggestions!
I believe Discover generally goes for EQ first.
Nordstrom pulls EQ for store card and Signature Visa card.
For me here in California, they have been:
5/2012 - Citibank (2nd card, first one in January was Experian)
4/2012 - WebBank (Bill Me Later)
3/2012 - Nordstrom
2/2012 - Discover (Also pulled TU)
Chase in general pulls EQ. If you get approved online they won't pull another report but they might if you get denied and try t recon.
I'm elated...I had a judgment fall off EQ yesterday and it boosted my score 23 points! Must resist apping...lol.
@altayar wrote:Chase in general pulls EQ. If you get approved online they won't pull another report but they might if you get denied and try t recon.
Maybe on the east coast or for a second card (see Citi info above, Chase and many others do this as well), that's not true here in Cali for certain where it's EX all the time.
I actually live in Seattle. When I applied online they pulled EQ and I received the rejection letter a week later. I called to recon and they pulled TU. They never pulled EX for me. When I called for the 4th time to recon I told them there's new information posted on my report and so they asked me which report did I want them to pull. They pulled EQ again after I told them that.
@Revelate wrote:
@altayar wrote:Chase in general pulls EQ. If you get approved online they won't pull another report but they might if you get denied and try t recon.
Maybe on the east coast or for a second card (see Citi info above, Chase and many others do this as well), that's not true here in Cali for certain where it's EX all the time.
@altayar wrote:I actually live in Seattle. When I applied online they pulled EQ and I received the rejection letter a week later. I called to recon and they pulled TU. They never pulled EX for me. When I called for the 4th time to recon I told them there's new information posted on my report and so they asked me which report did I want them to pull. They pulled EQ again after I told them that.
@Revelate wrote:
@altayar wrote:Chase in general pulls EQ. If you get approved online they won't pull another report but they might if you get denied and try t recon.
Maybe on the east coast or for a second card (see Citi info above, Chase and many others do this as well), that's not true here in Cali for certain where it's EX all the time.
Strange heh, the various credit pulls databases suggest differently. You'd lived in Seattle for an extended period of time at that point?
I can only but hope they'd pull EQ with me when I do apply for a Chase product, I'm not going to hold my breath on it.