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Recent PenFed CLIs?

Frequent Contributor

Recent PenFed CLIs?

Hello All,

 

I was wondering if anyone has gotten a recent PenFed CLI, mainly was it a hard pull or was a recent pull utilized.  I've read some were able to use HPs within 90 days.  I was approved back at the beginning of Feb for a CC with them, so I'm wondering if I can slide a request in with the original HP, probably 45 days or so old now, before an HP would be required.

Message 1 of 7
6 REPLIES
Regular Contributor

Re: Recent PenFed CLIs?


AllCredit wrote:

Hello All,

 

I was wondering if anyone has gotten a recent PenFed CLI, mainly was it a hard pull or was a recent pull utilized.  I've read some were able to use HPs within 90 days.  I was approved back at the beginning of Feb for a CC with them, so I'm wondering if I can slide a request in with the original HP, probably 45 days or so old now, before an HP would be required.


l was approved last October.  I applied for a CLI on day 88 and was declined due to account being too new.  No HP however, so they used the initial HP for me.


Green thumb since 11/12/2017
Message 2 of 7
Established Contributor

Re: Recent PenFed CLIs?

90 days is the usual, but some people have reported 30 days recently. 

Message 3 of 7
Established Member

Re: Recent PenFed CLIs?

I was approved for a Promise Visa in February with $1000SL and got a CLI to $4000 after 30 days + was able to open a second CC (Power Cash Visa) on the same day as CLI and got a $5000SL.

Lowes $17k // CareCredit $12k // NFCU CashRewards Visa $7.1k // Delta Gold Amex $6k // Chase Sapphire Preferred $5k // Amazon Prime $5k // PenFed Power Cash Rewards $5k // NFCU CLOC $5k // Chase Freedom $4.5k // HHonors Amex $4k // PenFed Promise $4k // Discover It $3k // USAA Rate Advantage Visa Platinum $3k // TJX Rewards MC $1.8k // Capital One Platinum $0.3k

Total Credit Line: $82,700
Message 4 of 7
Frequent Contributor

Re: Recent PenFed CLIs?


thefirtree wrote:

I was approved for a Promise Visa in February with $1000SL and got a CLI to $4000 after 30 days + was able to open a second CC (Power Cash Visa) on the same day as CLI and got a $5000SL.


You requested the CLI? If so did you give a reason for requesting it?

Message 5 of 7
Established Member

Re: Recent PenFed CLIs?

Yes, i called in because I wanted to buy several larger appliances and cannot wait for the payments to post in between and they raised the cl without any issue.
Lowes $17k // CareCredit $12k // NFCU CashRewards Visa $7.1k // Delta Gold Amex $6k // Chase Sapphire Preferred $5k // Amazon Prime $5k // PenFed Power Cash Rewards $5k // NFCU CLOC $5k // Chase Freedom $4.5k // HHonors Amex $4k // PenFed Promise $4k // Discover It $3k // USAA Rate Advantage Visa Platinum $3k // TJX Rewards MC $1.8k // Capital One Platinum $0.3k

Total Credit Line: $82,700
Message 6 of 7
Highlighted
New Contributor

Re: Recent PenFed CLIs?

Did it cost any hard pull?

Join gardening since 05/09/2016
Message 7 of 7