So ive been reading for the last month how macys has yet again changed around there whole credit program for the worse and I hadnt bought anything since well the DW and I where there yesterday and there was something ive had my eye on for a while and they had there F&F going so I decided to go for it. I was anxious to use my macys card due to all the problems people have been having but I figured id go for it because I had the cash but im a sucker for 0 percent deals. I put it on my club account which give you 0 percent for a year. It went right through like I was buying a pack of gum 3.4k charge. Now the previous 2 times ive used my club account they had to call the call center and have me speak to a rep who asked me a bunch of questions and hard pulled my credit. This happened 2 times in the last year and neither of these charges where half of what this one was. Maybe there actually making it better.