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I will be hitting the garden now for the next two to three years...........
Really pumped I went after every card I wanted and went 6/6 on app approvals!!!!
Previous cards were Orchard Bank-300 limit
Regions Student Visa-500 Limit
New cards
Bank of America Cash Rewards- 2000 limit
Chase Freedom-1000 limit (was denied recon with approval)
Discover It-1000 limit
Lowes GE-1500 (approved for 500 recon to 1500, should of asked for more!!)
Home Depot-4000 limit (was denied recon with 4000 limit)
Best Buy reward mc(500 limit didn't want this card really but didn't want to waste a hard credit pull)
Do these look like good garden cards? I just purchased my first home and have a pretty good plan for credit
boa- gas only pif every month
chase freedom- groceries pif every month
discover it- my card for fun use pif every month
lowes- new appliances 18 month interest free after paid off will go in sock drawer
Home depot- any home repairs or tools pif every month
best buy- thinking about closing this one I have zero use for this card
orchard- paid to zero will close if I can't get the executive office to raise limit in the summer or waive af
regions- can close this one I have had it since I turned 18 years ago..... They stayed with me through some tuff times and allowed me to keep reporting credit....
Any advice on my gameplan is appreciated thanks!
Those are some very nice cards. As you outlined, they will serve your needs. The BoA is a good, solid cash back card on specific categories, and the Chase and Discover are really good for the rotating categories. Lowe's and HD have you covered for your home improvement needs, with the Lowe's giving the option of either 5% off at the register or 0% financing on larger purchases. Plus, the Lowe's should grow with you very nicely. So, yes... you're bringing some very nice little seedlings into your garden.
Congrats
Congrats!
thanks everybody i am really pumped! i had aweful credit a year ago and the day i came to this forum i have never looked back...
stupid question i have been a member for a year now and have no clue how to add my cards in my signature????
i want to start gardening and update my info just wondering how you go about getting those added so i can get to work lol
Very good news for you - Congratulations !!
Question: Which CRA does the Home Depot and Lowes pull from? And what about Menard's?