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Recieved new REI card, but found a mailer for 0% intro APR

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Re: Recieved new REI card, but found a mailer for 0% intro APR

I love REI as well and my wife and I are members. Received the promo mailer with an 0% intro APR for 15 billing cycles, then a variable APR currently 10.99%-22.99% with no annual fee. 

 

Is this something I was prescreened for? They listed a phone # I might call and see if they will do a soft or a hard pull. I was just approved for a Visa CC from my CU and I don't want too many apps. But I was going to go buy a new pair of hiking boots at REI so this would help. 

 

 


myFico EQ Starting Score: 689
myFico EQ Current Score: 708
Goal Score: 720

Hard Pull 2/15: 710

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