Established Member
Posts: 11
Registered: ‎02-01-2013

Re: Recieved new REI card, but found a mailer for 0% intro APR

I love REI as well and my wife and I are members. Received the promo mailer with an 0% intro APR for 15 billing cycles, then a variable APR currently 10.99%-22.99% with no annual fee. 


Is this something I was prescreened for? They listed a phone # I might call and see if they will do a soft or a hard pull. I was just approved for a Visa CC from my CU and I don't want too many apps. But I was going to go buy a new pair of hiking boots at REI so this would help. 



myFico EQ Starting Score: 689
myFico EQ Current Score: 708
Goal Score: 720

Hard Pull 2/15: 710

Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.