I love REI as well and my wife and I are members. Received the promo mailer with an 0% intro APR for 15 billing cycles, then a variable APR currently 10.99%-22.99% with no annual fee.
Is this something I was prescreened for? They listed a phone # I might call and see if they will do a soft or a hard pull. I was just approved for a Visa CC from my CU and I don't want too many apps. But I was going to go buy a new pair of hiking boots at REI so this would help.
