Sorry you didn't get approved. Just use the credit you have wisely and try again in 6mos or so.
Thanks. I'm not really worried, considering I managed to acquire 12 cards and 1 installment loan in the past 2 weeks! 
This one card can wait. I'll be much more strategic in future applications, and Chase will certainly be on that list.
@ForMyBiz wrote:
@ptilda wrote:I know, Chase isn't recon friendly. But I was looking over the denial letter I got from them, and one from Bank of America. Both pulled EX scores. Chase had me at a 564 on 12/01/13, and BofA has me at 633 on 12/02/13. Is it really possible that my scores went up that much overnight? Given this discrepency, should I recon?
I don't necessarily agree with that. Lots of people (myself included) have success with recons with Chase. Probably depends on a number of factors, including your profile, but also to whom you speak with when you call.
Also, their internal score for me is always significantly lower than Myfico, but they've also been willing to work with me at building a relationship. I'd say if you have good explanations for the items the listed in the denial letter, definitely give them a call. It doesn't hurt and you might get more specifics on when to reapply, even if they don't approve you this time.
+1
Good luck OP if you decide to recon.
Chase is very new account sensitive. Got approved with 22,99% APR and an application score of 100 points less than Fico. Reason too many new accounts...this was for my Freedom in January 13 and it was only new account #4. So garden for a while, do NOT app for anything else and try again in 6-9 month. My Chase Mariott got approved with so much better conditions after no inq for 6 months. See you in the garden