Reply
Frequent Contributor
dallasjetfan
Posts: 499
Registered: ‎03-06-2007
0

Recon Letter?

I was recently turned down by AMEX and have been reading about asking for a recon. Are there any sample letters or suggestions on how to do this? How would you find out where you send it to? Is this a good idea? What types of things do you put in the letter?
Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Simplicity $10K| AMEX BCE $10K| Discover IT $6K
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Recon Letter?

what card did you apply for and what was the denial reason?
Frequent Contributor
dallasjetfan
Posts: 499
Registered: ‎03-06-2007
0

Re: Recon Letter?

I applied for SkyMiles. I should have never done it, but I got a little cocky and took a risk!! However, and more importantly, I was denied an account with Car Care One even though I have an account with GEMB through their Care Credit account for my Lasik. Should I try a recon letter for the Car Care One account? What would a recon letter look like? Any sample letters out there?
Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Simplicity $10K| AMEX BCE $10K| Discover IT $6K
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Recon Letter?

What were your scores and why were you turned down?
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Frequent Contributor
dallasjetfan
Posts: 499
Registered: ‎03-06-2007
0

Re: Recon Letter?

Scores were around 640-650 on all reports. I had a BK a couple of years ago and after I applied I read that they didn't approve BK's at AMEX. However, with GEMB, I received an account with them 7 months ago with score of around 620 and since I have had no late pays on anything.
Barclays US Air $15K| TTCU $15K| Chase Slate $10K| Citi Simplicity $10K| AMEX BCE $10K| Discover IT $6K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}