Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 127
Registered: ‎05-16-2008
0

Recon Questions

[ Edited ]
Hi, I've had a Chase Platinum MC for almost 2 years now with a low limit of $200(I got the card when I was 18). I attempted a CLI last month and was denied. I am currently 20 years old, have never been late on any payment, have the full spectrum of accounts (cc's, mortgage, auto loan) and have about 50% utilization on my cc's. All of my other CLs are $1000 or more, how should I go about a recon to get a CLI? EQ FICO is 577 Smiley Sad

Message Edited by codeman5022 on 05-21-2008 08:23 AM

Message Edited by codeman5022 on 05-21-2008 08:23 AM
Epic Contributor
Posts: 25,805
Registered: ‎10-23-2007
0

Re: Recon Questions

just call the backdoor number you see at the top of forum under backdoor numbers.
But right now chase does not like debt at all!
if you are over 50% on all your cards that have higher limits, they probably won't budge... but they already pulled your credit so won't hurt to ask.
update us
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.