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Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Recon a GE Initial CL

Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher.  As DW and I are moving, I apped tonight and was instantly approved for $3k.  Just wondered if they are open to upping it a bit.  My worry is that I have so much credit already, but 5.9% would be a steal.  Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

 

As always, thanks in advance.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Recon a GE Initial CL

I've read some people recon the initial CL given for CareCredit (also by GE), and it seems to be an easy process. A few questions here and there and they're done. Not sure if it's the same across all GE cards though.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Contributor
Posts: 81
Registered: ‎05-18-2012
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Re: Recon a GE Initial CL

I had success with Lowes recon initially. I was originally going to use them for carpet so asked for an increase from $1k to $2k. After the fact I realized I could of most likely asked for more since Home Depot gave me an instant line of $6k. I was really only asked why I wanted the increase and the rep said yes in about 30 seconds. Good luck!
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Recon a GE Initial CL


n777ua wrote:

Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher.  As DW and I are moving, I apped tonight and was instantly approved for $3k.  Just wondered if they are open to upping it a bit.  My worry is that I have so much credit already, but 5.9% would be a steal.  Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

 

As always, thanks in advance.


Give Credit Solutions a call: 1877 379 8173

 

They will manually review your file for a possible CLI. Good luck!!! Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 179
Registered: ‎01-17-2008
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Re: Recon a GE Initial CL

I app two weeks ago approved for $2800 called the next day to and got it up to $7500
SP TU
Valued Contributor
Posts: 1,408
Registered: ‎01-14-2009
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Re: Recon a GE Initial CL

I was able to recon the initial CL on my GECRB issued Walmart Discover card from 1,300 to 10,000.

 

Here's my old thread: http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-...

Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Recon a GE Initial CL

Called and asked for $6k, was approved in about 30 seconds.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: Recon a GE Initial CL


n777ua wrote:

Called and asked for $6k, was approved in about 30 seconds.


Congrats.  GE always low balls initial limits.  Last year I went from 1.5k->3k on lowes at activation and on walmart discover this month I went from $1k->$5k. 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Recon a GE Initial CL


n777ua wrote:

Called and asked for $6k, was approved in about 30 seconds.


WTG!!! Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Recon a GE Initial CL

I love GE!
Congrats! I love that 5.99% offer! I wish I had a use for it! Lom
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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