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Recon a GE Initial CL

Established Contributor

Recon a GE Initial CL

Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher.  As DW and I are moving, I apped tonight and was instantly approved for $3k.  Just wondered if they are open to upping it a bit.  My worry is that I have so much credit already, but 5.9% would be a steal.  Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

 

As always, thanks in advance.

About $215,000 total credit among 11 cards
Message 1 of 10
9 REPLIES
Super Contributor

Re: Recon a GE Initial CL

I've read some people recon the initial CL given for CareCredit (also by GE), and it seems to be an easy process. A few questions here and there and they're done. Not sure if it's the same across all GE cards though.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 10
Contributor

Re: Recon a GE Initial CL

I had success with Lowes recon initially. I was originally going to use them for carpet so asked for an increase from $1k to $2k. After the fact I realized I could of most likely asked for more since Home Depot gave me an instant line of $6k. I was really only asked why I wanted the increase and the rep said yes in about 30 seconds. Good luck!
Message 3 of 10
Mega Contributor

Re: Recon a GE Initial CL


n777ua wrote:

Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher.  As DW and I are moving, I apped tonight and was instantly approved for $3k.  Just wondered if they are open to upping it a bit.  My worry is that I have so much credit already, but 5.9% would be a steal.  Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

 

As always, thanks in advance.


Give Credit Solutions a call: 1877 379 8173

 

They will manually review your file for a possible CLI. Good luck!!! Smiley Happy




EQ FICO 548 3/3/16
Message 4 of 10
Regular Contributor

Re: Recon a GE Initial CL

I app two weeks ago approved for $2800 called the next day to and got it up to $7500
SP TU
Message 5 of 10
Valued Contributor

Re: Recon a GE Initial CL

I was able to recon the initial CL on my GECRB issued Walmart Discover card from 1,300 to 10,000.

 

Here's my old thread: http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-...

Message 6 of 10
Established Contributor

Re: Recon a GE Initial CL

Called and asked for $6k, was approved in about 30 seconds.

About $215,000 total credit among 11 cards
Message 7 of 10
Valued Contributor

Re: Recon a GE Initial CL


n777ua wrote:

Called and asked for $6k, was approved in about 30 seconds.


Congrats.  GE always low balls initial limits.  Last year I went from 1.5k->3k on lowes at activation and on walmart discover this month I went from $1k->$5k. 

Message 8 of 10
Mega Contributor

Re: Recon a GE Initial CL


n777ua wrote:

Called and asked for $6k, was approved in about 30 seconds.


WTG!!! Smiley Happy




EQ FICO 548 3/3/16
Message 9 of 10
Highlighted
Senior Contributor

Re: Recon a GE Initial CL

I love GE!
Congrats! I love that 5.99% offer! I wish I had a use for it! Lom
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 10