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Recon a Recon

Regular Contributor

Recon a Recon

Against my better judgment I app'd for a Chase Amazon card (I already have too many cards and opened too many within the past 2 months).  I got a "no instant decision, we will notify you after review" response.

 

I went ahead and called the 1st backdoor number stickied at the top of the forum, and spoke to an account rep who did not sound like they wanted to be at work.  I called and said I didn't receive an instant response, and wanted to see if there was any additional info. they were seeking...the lady responded "you do know it can take up to 30 days to receive a decision...don't you?!!?"  <in a snide voice>

 

Anyway, I answered some questions about some current accounts...I have a couple of balances reporting (after consolidating from my wife's CCs), 2 of which are at about 90% util.  However, overall I am only at about 23% util across all of my accounts, and my Chase Freedom has a $0 balance.  Anyway, she denied the CC and pretty much hung up.

 

Think I should try reconing again?  I hate to waste an inquiry.  I probably should not have app'd for the card in the first place.

***From ashy to classy***
20 REPLIES
Frequent Contributor

Re: Recon a Recon

call back and get someone else wont hurt

amazon
New Contributor

Re: Recon a Recon

well.. keeep calling chase the backend numb er.. here is number i had sucess with..18882702127

 

Good Luck !

Regular Contributor

Re: Recon a Recon

Please let us know if this works for you. Thanks, Ray
Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Regular Contributor

Re: Recon a Recon

Thanks for the advice!!  No luck though Smiley Sad  My 1st rejection in a LONG time...I need to stop app'ing.  Yesterday, I tried the 888-270-2127 number and got denied, this morning, I tried the 888-245-0625 number and was also declined, although they did seem to try and work with me though.

 

Time to force myself into the garden.

 

thanks again.

***From ashy to classy***
Regular Contributor

Re: Recon a Recon

Well at least you tried right! I am with you in the garden for sure. I tried a recon with them yesterday and was declined too. Ray
Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Valued Contributor

Re: Recon a Recon

I would call and hang up until I get a nice perky voice....like someone who wants to be there and already in a good mood.

Valued Member

Re: Recon a Recon

Just so you guys know: I called Chase about a recon yesterday.  I tried to call back today to talk to someone different, and this is what he said, "You just called in yesterday about reconsideration. Do you want me to repeat what you were already told?! If someone else told you no already, why would I tell you any different. I hope you know that we do make notes on the account!"

 

Valued Contributor

Re: Recon a Recon

This is one of many accounts I've heard of Chase being rude to customers calling in...

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Valued Member

Re: Recon a Recon

Yep, I must say that he was ridiculously rude!  HIs name is Josh, BTW. I know chances are slim of people getting THAT guy, but hopefully that  jerk is reading these posts. Smiley Happy