cancel
Showing results for 
Search instead for 
Did you mean: 

Recon after 7-10 letter or better to call now????

tag
jufer
Valued Member

Recon after 7-10 letter or better to call now????

After 7 moths of rebuilding , learning and suffering every day, I PULL THE TRIGER, approved for capital auto 18,000.00 and did 8 applications to cards, discover called me and approved for 1,500.00 , hurrah first unsecured, thanks everyone here, I learned so much every day,  I got fraud alert in EQ, they are so slow, send letter to remove 3 weeks ago, called them so many times and nothing, now, the question is, if is better to call before get the 7-10 days letter, or wait after that, from 8 applications I got two denials and 6 reviews, discover already approved. THANKS FOR ALL YOUR HELP.Smiley Happy


Starting Score: EQ 566,TU 567 12/2012Current Score: EQ 640,TU 747, EX 705,8/2013
Fico EQ 672, Fico TU 722, Fico EX 674,

Goal Score: 750 +


Take the myFICO Fitness Challenge
Message 1 of 13
12 REPLIES 12
myjourney
Super Contributor

Re: Recon after 7-10 letter or better to call now????


@jufer wrote:

After 7 moths of rebuilding , learning and suffering every day, I PULL THE TRIGER, approved for capital auto 18,000.00 and did 8 applications to cards, discover called me and approved for 1,500.00 , hurrah first unsecured, thanks everyone here, I learned so much every day,  I got fraud alert in EQ, they are so slow, send letter to remove 3 weeks ago, called them so many times and nothing, now, the question is, if is better to call before get the 7-10 days letter, or wait after that, from 8 applications I got two denials and 6 reviews, discover already approved. THANKS FOR ALL YOUR HELP.Smiley Happy


Call before waiting on letters sometimes they just need to verify info especially FA on accounts

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 13
jufer
Valued Member

Re: Recon after 7-10 letter or better to call now????

Thanks, yes Barclays approved, thanks


Starting Score: EQ 566,TU 567 12/2012Current Score: EQ 640,TU 747, EX 705,8/2013
Fico EQ 672, Fico TU 722, Fico EX 674,

Goal Score: 750 +


Take the myFICO Fitness Challenge
Message 3 of 13
myjourney
Super Contributor

Re: Recon after 7-10 letter or better to call now????


@jufer wrote:

Thanks, yes Barclays approved, thanks


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 13
09Lexie
Moderator Emerita

Re: Recon after 7-10 letter or better to call now????

Message 5 of 13
jufer
Valued Member

Re: Recon after 7-10 letter or better to call now????

Discover   - approved   $1500.00

Barclay      - approved   $ 1,000.00

Valero- gas approved   $ 300.00

Chase    -    denied    i got  3 judgments , they hate that,  lol

Citi-              denied,  recon soon after letter

capita           denied- recon soon  after letter  i got secure for 300 

Bofa             7-10 

Home depot   7-10

 


Starting Score: EQ 566,TU 567 12/2012Current Score: EQ 640,TU 747, EX 705,8/2013
Fico EQ 672, Fico TU 722, Fico EX 674,

Goal Score: 750 +


Take the myFICO Fitness Challenge
Message 6 of 13
09Lexie
Moderator Emerita

Re: Recon after 7-10 letter or better to call now????

Message 7 of 13
jufer
Valued Member

Re: Recon after 7-10 letter or better to call now????

Wowow  just got appvroved for Marriot  Chase  for 5,000.00   so happy and Brigtone firestone for 1,400.00 


Starting Score: EQ 566,TU 567 12/2012Current Score: EQ 640,TU 747, EX 705,8/2013
Fico EQ 672, Fico TU 722, Fico EX 674,

Goal Score: 750 +


Take the myFICO Fitness Challenge
Message 8 of 13
myjourney
Super Contributor

Re: Recon after 7-10 letter or better to call now????


@jufer wrote:

Wowow  just got appvroved for Marriot  Chase  for 5,000.00   so happy and Brigtone firestone for 1,400.00 


Congrats X2

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 13
09Lexie
Moderator Emerita

Re: Recon after 7-10 letter or better to call now????

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.