My girlfriend applied and was denied for either of the best buy accounts. Anyone have luck with a recon with them?
Also and more importantly, Is there a consensus on what should be said when asking for a recon? I've never done it before.
Thanks 
Who is the bank backing the card?
What's her credit look like?? What was their reason for the decline?
@Anonymous wrote:My girlfriend applied and was denied for either of the best buy accounts. Anyone have luck with a recon with them?
Also and more importantly, Is there a consensus on what should be said when asking for a recon? I've never done it before.
Thanks
Hi Cyrion...
I don't know if there is a consensus on what should be said, but I recently had a successful recon with Discover, and I believe a combination of two factors worked for me.
First, I believed that the reason I was given for the denial was in error. Therefore, I was able to call and clarify what they were seeing on my credit report.
Second, I was nice, nice, and nice.
They agreed with me, and a denial turned into a card with a $13k+ credit limit.
If she was denied for her payment history, then perhaps giving an explanation for the payment history may help. Also, has her payment history improved lately? If so, that may help. And...if she decides to call...be nice, nice, nice. A former CSR here told us that anger gets you nowhere, and I believe that to be correct.
Good luck!
Thanks LynetteM, Denial to $13k would be nice 
