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Recon initial Citi CL?

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-NewGuy-
Moderator Emeritus

Recon initial Citi CL?

Is it possible to recon the initial CL that Citi hands out? If so, which number do you call, as I didn't see one in the backdoor numbers.

 

Also, what is their CLI policy? Thanks in advance everyone.

Message 1 of 10
9 REPLIES 9
Closingracer99
Valued Contributor

Re: Recon initial Citi CL?

I didn't recon my limits but I did ask for cli this week for cards I only opened on June 21st. 2k increases on my thank you preferred and simplicity 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 10
B335is
Moderator Emeritus

Re: Recon initial Citi CL?

Citi is tough with any recon. You can ask the EO to review it but its very YMMV. You can request CLI every 6 months, just be mindful of the verbiage on the screen. Sometimes it tells me a credit pull is needed but most of the time it says no credit pull is needed.
Message 3 of 10
Closingracer99
Valued Contributor

Re: Recon initial Citi CL?


@B335is wrote:
Citi is tough with any recon. You can ask the EO to review it but its very YMMV. You can request CLI every 6 months, just be mindful of the verbiage on the screen. Sometimes it tells me a credit pull is needed but most of the time it says no credit pull is needed.

Really after 6 months? Curious as to why they approved my CLI then even with HP's were worth it 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 4 of 10
B335is
Moderator Emeritus

Re: Recon initial Citi CL?

6 months for sp CLI. You can request anytime before that it will be either denied or HP depending on the verbiage.
Message 5 of 10
-NewGuy-
Moderator Emeritus

Re: Recon initial Citi CL?


@Closingracer99 wrote:

@B335is wrote:
Citi is tough with any recon. You can ask the EO to review it but its very YMMV. You can request CLI every 6 months, just be mindful of the verbiage on the screen. Sometimes it tells me a credit pull is needed but most of the time it says no credit pull is needed.

Really after 6 months? Curious as to why they approved my CLI then even with HP's were worth it 


Wondering if I should even bother then. The CL they gave me is lower than almost all my other accounts, much more so in some cases. However, I do have many new accounts this year and the inqs to go with them.

Message 6 of 10
Closingracer99
Valued Contributor

Re: Recon initial Citi CL?


@-NewGuy- wrote:

@Closingracer99 wrote:

@B335is wrote:
Citi is tough with any recon. You can ask the EO to review it but its very YMMV. You can request CLI every 6 months, just be mindful of the verbiage on the screen. Sometimes it tells me a credit pull is needed but most of the time it says no credit pull is needed.

Really after 6 months? Curious as to why they approved my CLI then even with HP's were worth it 


Wondering if I should even bother then. The CL they gave me is lower than almost all my other accounts, much more so in some cases. However, I do have many new accounts this year and the inqs to go with them.  


I wouldn't just let it sit and wait the 6 months.  or wait a few weeks and take another HP for a CLI?

 

I now have $6,000 for the thank you and $4,000 on the Simplicity and $6,000 is my highest limit on any of my cards ( might close my CS and move that to the CSP maybe)They were at $4,000 and $2,000. So Far Citi has been the most generous with CLI besides Amex of course in my personal experience 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 7 of 10
johnpalley
Established Contributor

Re: Recon initial Citi CL?

so guys no one is having luck with reconning the initial cl with citi? i just got approved for $6600 on the diamond prefered card but thats my lowest limit out of all my cards. i was wondering if i should try to get an increase? 

Message 8 of 10
Anonymous
Not applicable

Re: Recon initial Citi CL?


@johnpalley wrote:

so guys no one is having luck with reconning the initial cl with citi? i just got approved for $6600 on the diamond prefered card but thats my lowest limit out of all my cards. i was wondering if i should try to get an increase? 


I got a bump fom $16.5K to $25K on my AA card bi put trey did a HP

Message 9 of 10
johnpalley
Established Contributor

Re: Recon initial Citi CL?

irish, and that was on a brand new account?

Message 10 of 10
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