12-19-2011 03:26 PM
12-19-2011 04:39 PM
What baddies do you have?
What other Cards do you have?
$500 seems low for Barclay and you have higher TU then me... I got $1300 and I thought that was low, some other posters got 2-3k with lower score then me.
12-19-2011 04:50 PM
12-19-2011 04:57 PM
I dont have any baddies. Report is clean. But got 2 credit cards with 75% util. BoA has 600CL and Cap1 has 500 CL both on 75%. BoA opened 02/2010 and Cap1 opened 07/2011. Thats why I guess only $500 for barclay. I want higher though. :/
I would pay down the other cards and hold off apping for another barclays for 6 months.
12-19-2011 05:04 PM
12-19-2011 05:06 PM
Thanks! Now Im thinking, I should've applied for the Apple! Oh well. I guess its not time for me.
I want more CL for that barclay. 1000 would be nice. When is the best time to call for CLI?
After your util % is down to near 5% I'd try in 4 months.
12-19-2011 05:10 PM
12-19-2011 05:16 PM
12-19-2011 05:25 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO