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Reconsideration for Nordstrom Store Card.... Waiting

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Anonymous
Not applicable

Re: Reconsideration for Nordstrom Store Card.... Waiting


@Mumford1310 wrote:
I was approved for the Nordstrom store card with a $1,000 credit limit!!! Yay, I'm excited! That's my favorite store. I'm feeling the love today. A Chase Freedom Card approval after reconsideration, Macy's store card after reconsideration and now...NORDSTROM after reconsideration of course. I guess I'm moving over to the garden club now. Time to wait it out a year, unless I have a soft pull for a CLI from Chase.

Congrats!!

Message 51 of 58
Anonymous
Not applicable

Re: Reconsideration for Nordstrom Store Card.... Waiting

Just waned to give some quick feedback about how thankful I am I found this forum. I was declined for the Nordstrom debit card multiple times, and couldn't understand why. I followed the advice I read on here, and got in touch with Erik Nordstrom who referred me to Nicole on the credit team. Erik responded within minutes to my e-mail, and I heard from Nicole on my cell about an hour later.

 

Instead of just opening the debit card, she approved me for the store card with a $500 limit. I never bothered applying for the store card when they wouldn't even give me the debit card, so I was ecstatic! I feel like I can finally be rewarded for all the money spent with Nordstrom.

 

The reason she told me I was being declined for the debit card was due to "insufficient history at residence." Even though I've been living at my apartment for almost 3-years, the utilities aren't in my name & that was causing the issue.

 

I used to be an employee of Nordstrom years ago, as well as the Ritz-Carlton more recently, and I think Nordstrom sets the bar for excellent customer service.

 

 

 

mod cut-full name 

Message 52 of 58
xnxo
Contributor

Re: Reconsideration for Nordstrom Store Card.... Waiting

Congrats on their store card. They do have exceptional customer service!


BoA Cash Rewards $1.9k, Cap1 QS $1.1k, Amex ED $2k, Amex BCE $7.5k, Amex PRG: NPSL w/ Opt to Carry, Kohls $300, VS $2.8k, Paypal Credit $1.8K, Sears MC $4K, CareCredit $1k
12-6-13 EX FICO: 591
Current Score: EXP: 708 (FICO 1/2015) EQ: 740 (FICO 12/2014) TU: 750 (12/14/14 FAKO)
Goal score: 750 across by JAN 2018! Gardening as of AUG 21, 2017 - GOAL 12 MONTHS
Message 53 of 58
Anonymous
Not applicable

Re: Reconsideration for Nordstrom Store Card.... Waiting

I viewed this forum and after applying and getting denied for the Nordstrom card decided to email the President. He didn't reply so I emailed Blake who replied the next day. He got me in contact with the Andrew. He is the head of the credit services.

I explained how the 2nd time I called for reconsideration they were very short and curt. He called me the next day Said he listened to the tapes and apologized. He re-reviewed my app and approved it $500.

Now that's a start. He was super cool.

Approved Nordstrom
BK discharged 05/14
Fico :
612 Experience
650 Equifax
623 Transunion
Message 54 of 58
Anonymous
Not applicable

Re: Reconsideration for Nordstrom Store Card.... Waiting

I forgot to mention the reason I was declined was too many inquiries
Message 55 of 58
gtnitright
Regular Contributor

Re: Reconsideration for Nordstrom Store Card.... Waiting

I didn't mean to send blank message. I was trying to go to next page.
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
Message 56 of 58
MarineVietVet
Moderator Emeritus

Re: Reconsideration for Nordstrom Store Card.... Waiting


@gtnitright wrote:
I didn't mean to send blank message. I was trying to go to next page.

No problem.

Message 57 of 58
gdale6
Moderator Emeritus

Re: Reconsideration for Nordstrom Store Card.... Waiting

This old thread from 2012 will now be closed and you are free to start a new thread on the subject.

 

I have moved the recent posts and started a new thread for you here   http://ficoforums.myfico.com/t5/Credit-Card-Applications/Nordstrom-Store-Card-Recon-Part-II-Waiting/...

Message 58 of 58
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