No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am new to this credit world so please bare with me if my question is dumb. Any idea on how long can I try reconsidering my Chase Denial. I got denied around in April and I wasnt aware that I can give it a try through the backdoor numbers. Is there a time period before which I should ask for a reconsideration?
I would say within 30 days of the application, at least that's what **bleep** is for my bank. What were the reasons you were denied??
I did a Chase reconsideration 2 months later and was approved because information on my credit report has been updated/changed for the better.
@Reincarnated wrote:I did a Chase reconsideration 2 months later and was approved because information on my credit report has been updated/changed for the better.
But it wasn't the same app/ HP as two months prior. The Chase app is only valid for 30 days, after that you will need to reapply.
The reason was limited history at that time. Right now I have a six month history.
@Beckhsrules wrote:The reason was limited history at that time. Right now I have a six month history.
Which card did you apply for?
It was the Freedom.
Tried giving them a call and they said there is no way to recon an application which is more than 30 days old
@Beckhsrules wrote:Tried giving them a call and they said there is no way to recon an application which is more than 30 days old
Figured that would happen, but now you know for sure. Sorry!