08-15-2007 01:17 PM
08-15-2007 04:00 PM - edited 08-15-2007 04:07 PM
08-15-2007 04:13 PM
08-15-2007 04:21 PM
08-15-2007 04:30 PM
Tomstang wrote:Thanx ctrob. My scores are 687, 675, and 651. I keep forgetting to write that. I see where youre going with util. I can certainly get in on that. Do you think me getting another card or two is too close to my refi, as far as a negative effect by opening new credit?
08-15-2007 04:54 PM
08-15-2007 05:34 PM
onmyway3161 wrote:Pentagon Federal Credit Union. If you are not eligible you can join through an affiliate on their website. I recently joined and applied for an 8000 credit card and a 5000 PLOC and was instantly approved. You fill in the amount of credit you want. I only ask for 8000 and 5000. They do only one pull from EQ for 90 days. I was also pre-approved for a new auto loan for 35000 but turned that down since I am not going to be buying another car until 2008. My EQ score was 714 with no baddies. I had my card in 7 days and the PLOC in 4 days.
08-18-2007 04:54 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.