No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Is a person less likely to get a CLI if they mainly use their card for BTs instead of purchases or does it not matter?
I know some companies like to see a lot of swipes. Don't know how that's factored when using the Luv button vs an actual person doing a manual review. They have a chance of making money either way. And paying on the balances shows financial responsibliity.
Barclay gave me a SP CLI on my Aviator, and little activity except one BT. But I have gotten CLI's on my Amex with nearly zero activity, and nothing on Chase with tons of activity. So I don't think there is a nswer that fits all creditors.