Relationship with Chase help to get Chase CC?

[celluloid17]

I've been banking with Chase since they took over my Washington Mutual account in 2009 and that same year I went into a branch and applied for a Slate card and was instantly approved with an 8.24% APR.  I was rebuilding at that point and was needing a BT card.  I've since PC'd it to a Freedom and have maintained the 8.24% APR.  The banker who was overseeing my application was really surprised by the great terms I got upon approval (given my average credit scores at that time) and she suspected it was because I had a banking relationship with Chase (for what it's worth, they also factored in my history with WaMu, Home Savings, etc. and backdated my checking account to 1997).  

[Anonymous]

old thread, but here's an update. 

Recently - paid some cards down, got a CLI on one of my store cards, closed my AU CapOne because it had a super high utlization, and now CK is reflecting my scores as dropping by 13 pts...yet they had Amex Everyday in my recommendations. This lead to me checking out some pre-approval sites for both Amex & Chase. I was pre-approved for the slate and freedom so I went for it TA DA 1,500k CREDIT LIMIT! I'm super excited, I think this will be my everyday card now

[OmarGB9]

Grats!

[Anonymous]

freedom is good. also you should completely ignore CK recommendations. they're purely for marketing with little truth behind them. they mean virtually nothing and i don't wanna see you get caught in that mess lol.

[Anonymous]

I had Chase as a bank with an overdrawn account sitting in their internal collections department that I had reactivated, and two weeks later got a Freedom.  So having a significant amount of assets in the bank could help but it's not necessary.  I do plan on having at least 4 figures in the bank before I apply for CSP just for safety's sake.  

[Anonymous]

Yes I know the CK recommendations are purely. That's why I do research on myfico and other sites. I knew my score was higher then CK was reflecting though so I took that into considerations when applying. I also know Amex Pre-Approvals aren't reliable so I wasn't going to risk it for a card with a $75 annual fee.

[Anonymous]

which card was it

[Anonymous]

The blue cash rewards amex. The "offer" they showed said $75 annual fee

[Anonymous]

that must be the blue cash preferred. the blue cash everyday has no annual fee

[Anonymous]

I guess...I'm not overly familar with Amex cards. I know there's some appeal there for a lot of people, but in my mind I'm thinking - not everyone accepts AMEX because they have high fees. Department stores and larger chains yes, but what if I want to use it at a mom & pop place - i'm out of luck.