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Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010

Removal of AU accounts from CR, how long?

So I called in about two weeks ago and had myself removed from 3 AU accounts.  

 

CK yesterday informed me the balance on one of them increased (since the primary's balance on them fluctuates)

 

My question is, should I call them and have them removed, or will they do it eventually?

 

2 of them are Amex, 1 is Chase...

 

Thoughts?

Frequent Contributor
dookdig
Posts: 332
Registered: ‎04-08-2011

Re: Removal of AU accounts from CR, how long?

Amex and chase are slow movers in both reporting and updating new info. You might need to wait 2-3 months.

Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008

Re: Removal of AU accounts from CR, how long?


dookdig wrote:

Amex and chase are slow movers in both reporting and updating new info. You might need to wait 2-3 months.


+1.  Still waiting to get removed as an AU on Amex.  TU did it quickly with a simple dispute, EQ is still reporting in spite of the dispute.  Go figure. 

Just puttin' syrup on something, don't make it pancakes.
Valued Member
jchristo
Posts: 40
Registered: ‎03-06-2011

Re: Removal of AU accounts from CR, how long?

I had disputed on all three CRs when I was taken off as an AU and they were all taken off the reportts in less than a couple weeks.

Mega Contributor
Creditaddict
Posts: 18,895
Registered: ‎10-23-2007

Re: Removal of AU accounts from CR, how long?

in my experience you would have to dispute the Amex ones to get them removed... I was Auth on an Optima for several years and when I went through BK 13, Amex cancelled me off the account... fast forward a year and Amex had stopped asking for info to add Auth and I was added back on all the accounts... however my credit report shows all the cards open since 2000 and they NEVER stop reporting, rather I am on them or not or if Amex has deleted me or not... I actually called the other day because Iw as going through them all and it put me as individual owner on one of them vs auth... I highly doubted that error from Amex but had to check just in case! lol I would have loved it but they quickly confirmed no, you are just auth!

 

Chase I think is a little bit better, but I usually just find it easier to dispute on the credit reports

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
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Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010

Re: Removal of AU accounts from CR, how long?

Just threw in the disputes on Equifax, will do Experian and TransUnion when I get home.

 

I hope the disputes don't scare Amex, since I have my new Zync account with them.  (Ran $749.49 through it last month, paid it the day of the statement)

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011

Re: Removal of AU accounts from CR, how long?

I would dispute it and say it isn't your account.  That's what I'm going to do with this Lowes card that my parents added me as an AU on when I was 17 and have (I just found this out) 3 30 day lates plus a consistent high (90+%) Utl

In My Wallet:
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In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008

Re: Removal of AU accounts from CR, how long?

You called Chase and they said they would take you off?  I called Chase 2 days ago and they said the primary card holder has to remove me.  This really doesn't make sense to me though.

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010

Re: Removal of AU accounts from CR, how long?


clocktick wrote:

You called Chase and they said they would take you off?  I called Chase 2 days ago and they said the primary card holder has to remove me.  This really doesn't make sense to me though.


They told me the same thing the first time I called...  Called back a few weeks later, and bam, took me right off...

 

Anyway, put in a TU dispute as my last one around 10 last night, got an email the results were in today.......  WHAT?

 

All three were removed, CreditKarma confirms this too!!!!!!!!!!!!!

 

Here's hoping EX and EQ get this done in a timely fashion.


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