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Regular Contributor
Posts: 245
Registered: ‎12-27-2012
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Re: Removed from American Express Black List?

Yeaph...almost same here...burned them in the early 2000...apped in Feb 2013 got denied right away without any CB pull(reason: amex cancelled your account).

Got approved last week after paying off.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: Removed from American Express Black List?


codesingh wrote:

Yeaph...almost same here...burned them in the early 2000...apped in Feb 2013 got denied right away without any CB pull(reason: amex cancelled your account).

Got approved last week after paying off.


wow, congrats. what did you get approved for? 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Contributor
Posts: 126
Registered: ‎01-02-2013
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Re: Removed from American Express Black List?

I tried to call them last year to find out how much do I owe them so that I could pay them right away and get out of blacklist. But they couldn't find me in their system. Tried to apply again last December but still got rejected. Didn't know then what to do
Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: Removed from American Express Black List?


scottykhan wrote:
I tried to call them last year to find out how much do I owe them so that I could pay them right away and get out of blacklist. But they couldn't find me in their system. Tried to apply again last December but still got rejected. Didn't know then what to do

sounds like you are on the blacklist as well. Thats crazy when they cant even find the old accounts in the system


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Contributor
Posts: 126
Registered: ‎01-02-2013
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Re: Removed from American Express Black List?

Well still waiting on the application result. don't really know yet whether i'm on their blacklist or not. It didn't give any denial right away as i used to get

Established Contributor
Posts: 638
Registered: ‎09-18-2011
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Re: Removed from American Express Black List?


scottykhan wrote:

Well still waiting on the application result. don't really know yet whether i'm on their blacklist or not. It didn't give any denial right away as i used to get


ok, I sure hope you get approved!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
Posts: 245
Registered: ‎12-27-2012
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Re: Removed from American Express Black List?


tennisfan78 wrote:

codesingh wrote:

Yeaph...almost same here...burned them in the early 2000...apped in Feb 2013 got denied right away without any CB pull(reason: amex cancelled your account).

Got approved last week after paying off.


wow, congrats. what did you get approved for? 


thanks tennisfan78. i got approved last week(friday) for amex bce with 3.3k cli. glad to be back with them.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Contributor
Posts: 126
Registered: ‎01-02-2013
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Re: Removed from American Express Black List?

while i'm waiting for the result on my BCE application, i have received this letter from American Express in today's mail, It States

 

" Your application for Amex Green Card was handled incorrectly due to system error. Please call on this number 800-494-4128 within 30-days of receiving this letter."

 

But here is the problem i went on Amex website and that application was denied because " Amex cancelled my previous account"..   Now by applying again would it make any difference??????

Member
Posts: 72
Registered: ‎04-06-2013
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Re: Removed from American Express Black List?

Nah is a no go.Sorry man they must have lookt at it closely and see the previous relation ship


scottykhan wrote:

while i'm waiting for the result on my BCE application, i have received this letter from American Express in today's mail, It States

 

" Your application for Amex Green Card was handled incorrectly due to system error. Please call on this number 800-494-4128 within 30-days of receiving this letter."

 

But here is the problem i went on Amex website and that application was denied because " Amex cancelled my previous account"..   Now by applying again would it make any difference??????


 

Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Removed from American Express Black List?

Unless they have a big glitch in their system you aren't getting approved until you pay them back.  Amex is a big stickler on getting paid before giving out another card.  If you owe them a considerable amount it's really not worth it as there are many other cards out there with similar benefits.  Unless you need to get approved for a coporate card for your job I'd just move on.  Good luck.

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