No Luck. Received a call from one of the consumer advocates today. I sent an e-mail earlier asking if the the tradeline could be delete and not reported.
He stated he checked before calling me, and that the BofA guidelines were very strict in the current economic environment. He apologized profusely, but said he could not delete the line.
Sill, I would pay it off in full or make a payment arrangement ot begin paying it off. It would look better on your report.
Good luck and hang in there. Remember time and no late payments heals everything