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GOOD DAY ALL!
First I would like to say hello and thank all of you who contribute to this forum. It is very valuable to me and those around me.
My question is if I remove myself from a Credit Card that belongs to a parent will it adversely effect my credit? The parent who owns the card and is not responsble at all.
I'm currently in Cap 1's Credit steps with a QS1 - 500 limit , Secured - 701 Limit , Cap 1 Platinum - 500 limit and Walmart Store card - 500 limit & 1 Auto loan.
Thx!
Yes, there is a very high utilization on that card and at least 5 late payments.
once i get somemore feedback im going to make my decision.
THX omargb9!